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Certificate of Deposit Interest Rates  

Certificate of Deposit Interest Rates

Type of Certificate
Minimum Account
Balance
Interest Rate*
APY*+
Interest Compounding
91 day CD**
Minimum Account
Balance
$1,000
Interest Rate*0.05%
APY*+0.05%
Interest Compounding Simple
6 month CD**
Minimum Account
Balance
$1,000
Interest Rate*0.10%
APY*+0.10%
Interest Compounding Simple
1 year CD
Minimum Account
Balance
$1,000
Interest Rate*0.15%
APY*+0.15%
Interest Compounding Quarterly
1 1/2 year CD
Minimum Account
Balance
$1,000
Interest Rate*0.17%
APY*+0.17%
Interest Compounding Quarterly
2 year CD
Minimum Account
Balance
$1,000
Interest Rate*0.25%
APY*+0.25%
Interest Compounding Quarterly
2 1/2 year Homeownership CD**
Minimum Account
Balance
$50, additions - any amount at any time
Interest Rate*1.24%
APY*+1.25%
Interest Compounding Quarterly
3 year CD
Minimum Account
Balance
$1,000
Interest Rate*0.35%
APY*+0.35%
Interest Compounding Quarterly
4 year CD
Minimum Account
Balance
$1,000
Interest Rate*0.45%
APY*+0.45%
Interest Compounding Quarterly
5 year CD
Minimum Account
Balance
$1,000
Interest Rate*0.60%
APY*+0.60%
Interest Compounding Quarterly.

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* The interest rates and APYs (annual percentage yields) shown above are available as of 02/22/2018.
** These terms are not available for IRAs.

+ The Annual Percentage Yield (APY) assumes that the current interest rate will be in effect for one year and that the interest credited remains on deposit. A withdrawal of interest will reduce earnings. Penalty for early withdrawal.
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Routing Number: 275071356    Customer Service: 877.672.2265
Routing Number: 275071356 | Customer Service: 877.672.2265 | Member FDIC | Copyright North Shore Bank