Certificates of Deposit, also known as CDs, are a smart, safe choice for saving money for the future. By putting aside money for a set period of time, you can earn higher interest rates and reach your savings goals more quickly. And with CD terms ranging from just a few months to multiple years, there are options to fit both your short- and long-term needs.

Explore our CD rates today and see how easy it is to save for your future. Visit a Branch to Get Started

CD Account Features

  • FDIC insurance protection
  • Ladder your Certificates of Deposit (CDs) to take advantage of higher interest rates and retain frequent access to your money
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Promotional CD Rates

Type of Certificate Minimum Account
Balance
Interest Rate APY Interest Compounding
10-month CD $5,000 2.97% 3.00% Quarterly
15-month CD $5,000 3.36% 3.40% Quarterly
23-month CD $5,000 3.70% 3.75% Quarterly
5-year CD $5,000 2.97% 3.00% Quarterly
7-year CD $5,000 2.09% 2.10% Quarterly
10-year CD $5000 2.09% 2.10% Quarterly
 
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Standard CD Rates

Type of Certificate Minimum Account
Balance
Interest Rate APY Interest Compounding
91-day CD* $1,000 0.05% 0.05% Simple
6-month CD* $1,000 0.10% 0.10% Simple
1-year CD $1,000 0.15% 0.15% Quarterly
1 and a half-year CD $1,000 0.15% 0.15% Quarterly
2-year CD $1,000 0.20% 0.20% Quarterly
2 and a half-year Homeownership CD* $50, additions - any amount at any time 0.35% 0.35% Quarterly
3-year CD $1,000 0.20% 0.20% Quarterly
4-year CD $1,000 0.25% 0.25% Quarterly
5-year CD $1,000 0.35% 0.35% Quarterly
Rates are effective as of 12/1/2022. The Annual Percentage Yields (APYs) assume that the current interest rates will be in effect for one year and that the interest credited remains on deposit. Penalty for early withdrawal. A withdrawal will reduce earnings. 

For blended rate CDs through the 457(b) Deferred Compensation program, please contact Retirement Services.
*CD is not IRA eligible.