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Certificates of Deposit, also known as CDs, are a smart, safe choice for saving money for the future. By putting aside money for a set period of time, you can earn higher interest rates and reach your savings goals more quickly. And with CD terms ranging from just a few months to multiple years, there are options to fit both your short- and long-term needs.

Explore our CD rates today and see how easy it is to save for your future.

Promotional CD Rates

Type of Certificate Minimum Account
Balance
Interest Rate APY Interest Compounding
7-month CD $1,000 5.005% 5.10% Quarterly
15-month CD $1,000 4.428% 4.50% Quarterly
5-year CD $1,000 2.973% 3.00% Quarterly
10-year CD $1,000 2.089% 2.10% Quarterly

Standard CD Rates

Type of Certificate Minimum Account
Balance
Interest Rate APY Interest Compounding
91-day CD* $1,000 0.050% 0.05% Simple
6-month CD* $1,000 0.100% 0.10% Simple
1-year CD $1,000 0.150% 0.15% Quarterly
1 ½-year CD $1,000 0.150% 0.15% Quarterly
2-year CD $1,000 0.200% 0.20% Quarterly
2 ½-year
Homeowner CD*
$50, additions
(any amount at any time)
0.350% 0.35% Quarterly
3-year CD $1,000 0.200% 0.20% Quarterly
4-year CD $1,000 0.250% 0.25% Quarterly
5-year CD $1,000 0.350% 0.35% Quarterly

Print Current Rates
Rates are effective as of  6/20/2024. The Annual Percentage Yields (APYs) assume that the current interest rates will be in effect for one year and that the interest credited remains on deposit. Penalty for early withdrawal. A withdrawal will reduce earnings. 

For blended rate CDs through the 457(b) Deferred Compensation program, please contact Retirement Services.
*CD is not IRA eligible.

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