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Free Checking chevron_right

Premier Checking chevron_right

Student Checking chevron_right

Account Benefits

 Simple account with no surprises

  • No minimum balance or monthly maintenance fee
  • Your choice of Standard or Platinum Debit Card
  • Free Greenlight money app and debit card for kids*

Extra perks for loyal customers

  • Two no-purchase fee Gift Cards per month
  • Earns interest
  • Bonus CD rates
  • Free Greenlight money app and debit card for kids*

The ideal starter account

  • No minimum balance or monthly maintenance fee

Platinum Debit Mastercard®

$5/month

  • Over 33,000 free ATMs nationwide, plus two free out-of-network ATM transactions per month*
  • Free cell phone protection*

Free/No Charge

  • Over 33,000 free ATMs nationwide, plus two free out-of-network ATM transactions per month*
  • Free cell phone protection*

Not available

Standard Debit Mastercard®

Free/No Charge

  • Over 33,000 free ATMs nationwide

Not Available

Free/No Charge

  • Over 33,000 free ATMs nationwide

Monthly Maintenance Fee

$0

$0 or $20

$0

Requirements to Waive Monthly Maintenance Fee

No account maintenance fee

Meet one of the following:

  • A North Shore Bank-serviced mortgage
  • A Home Equity Line of Credit
  • $25,000 in combined relationship deposit balances
  • Investment account with North Shore Investment Services

Overdraft Protection Transfers

Free, unlimited
Free, unlimited
Free, unlimited
Open Your Account Open Your Account Open in a Branch

Account Benefits

 Simple account with no surprises

  • No minimum balance or monthly maintenance fee
  • Your choice of Standard or Platinum Debit Card
  • Free Greenlight money app and debit card for kids*

Platinum Debit Mastercard®

$5/month

  • Over 33,000 free ATMs nationwide, plus two free out-of-network ATM transactions per month*
  • Free cell phone protection*

Standard Debit Mastercard®

Free/No Charge

  • Over 33,000 free ATMs nationwide

Monthly Maintenance Fee

$0

Requirements to Waive Monthly Maintenance Fee

No account maintenance fee

Overdraft Protection Transfers

Free, unlimited

Account Benefits

Extra perks for loyal customers

  • Two no-purchase fee Gift Cards per month
  • Earns interest
  • Bonus CD rates
  • Free Greenlight money app and debit card for kids*

Platinum Debit Mastercard®

Free/No Charge

  • Over 33,000 free ATMs nationwide, plus two free out-of-network ATM transactions per month*
  • Free cell phone protection*

Standard Debit Mastercard®

Not Available

Monthly Maintenance Fee

$0 or $20

Requirements to Waive Monthly Maintenance Fee

Meet one of the following:

  • A North Shore Bank-serviced mortgage
  • A Home Equity Line of Credit
  • $25,000 in combined relationship deposit balances
  • Investment account with North Shore Investment Services

Overdraft Protection Transfers

Free, unlimited

Account Benefits

The ideal starter account

  • No minimum balance or monthly maintenance fee

Platinum Debit Mastercard®

Not available

Standard Debit Mastercard®

Free/No Charge

  • Over 33,000 free ATMs nationwide

Monthly Maintenance Fee

$0

Overdraft Protection Transfers

Free, unlimited

Specialty Checking Accounts

Balance Checking

Free yourself from worry about overdraft fees with a checking account that offers nationwide ATM access, a Free Standard Debit Card, and much more.

Getting Started is Easy

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Open Online in Minutes

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Visit an Office

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. © 2025 Mastercard. All rights reserved.

FAQs

Yes, our Balance Checking account is certified by Bank On as a low-cost and high-functioning account that can help customers build money management skills. Learn more about Balance Checking.

Yes, we offer a unique account that helps you build your financial IQ without worrying about overdrafts. Learn more about Balance Checking.

When opening a deposit account online, you can choose to upload a photo of your driver's license to assist with prefilling your personal information. In addition, to assist with verifying your identity, you can also upload a photo of yourself.  You are not required to supply an image of yourself or your driver's license, however, for security reasons, it is recommended to ensure a more efficient application process. If you choose to supply these images, we retain them with your online application. 

If you have trouble uploading the images, you can manually enter in your personal information. Please keep the following in mind when taking a picture of your photo ID:
• Ensure the ID fills the complete frame size on your screen
• Place your ID on a dark surface
• Ensure you have ample light

Images of canceled checks can be viewed, printed, or saved at no charge when you log in to the Mobile App or Online Banking. Customer Support can also provide copies by mail or you can visit your nearby branch to obtain a copy (fees may apply). 

Message and data rates may apply when using the Mobile App.