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What is the maximum payment amount that I can submit through the online loan payment service?
Payment amounts must be at least $10 and no more than $15,000. For auto, boat, and RV loans, paying more than your monthly amount may go toward your principal and can help you pay off your loan sooner. It may also lower your next payment due.
FAQs
North Shore Bank does offer home equity lines of credit for our customers to buy vehicles, consolidate bills, or pay off other debts. The first step is to apply online or call one of our Personal Bankers at an office near you.
If you would like to apply for a loan to refinance your current home equity line of credit, please complete an online application or call an office near you.
The rate for your Home Equity Line of Credit is based on the prime rate plus an established margin determined by your individual line of credit. The rate on your line of credit changes on the 1st day of the second month following any prime rate change. If your line of credit was opened prior to Jan. 1, 2006, it is based on the prime rate published in the Wall Street Journal Money Rates section on the third Tuesday of the month. If your line of credit was opened on or after Jan. 1, 2006, the rate on your line of credit will change when the prime rate changes in the Wall Street Journal.
Payments submitted after 5:30 p.m. Central Time on Friday, or at any time on Saturday or Sunday, will be processed on Monday. However, your payment will be credited as of the date it was submitted.
Example: If you make a payment on Saturday, it will be posted with Saturday's date, even though it is processed on Monday.
North Shore Bank does offer home equity lines of credit for our customers to buy vehicles, consolidate bills, or pay off other debts. The first step is to apply online or call one of our Personal Bankers at an office near you.
If you would like to apply for a loan to refinance your current home equity line of credit, please complete an online application or call an office near you.
The rate for your Home Equity Line of Credit is based on the prime rate plus an established margin determined by your individual line of credit. The rate on your line of credit changes on the 1st day of the second month following any prime rate change. If your line of credit was opened prior to Jan. 1, 2006, it is based on the prime rate published in the Wall Street Journal Money Rates section on the third Tuesday of the month. If your line of credit was opened on or after Jan. 1, 2006, the rate on your line of credit will change when the prime rate changes in the Wall Street Journal.
Payments submitted after 5:30 p.m. Central Time on Friday, or at any time on Saturday or Sunday, will be processed on Monday. However, your payment will be credited as of the date it was submitted.
Example: If you make a payment on Saturday, it will be posted with Saturday's date, even though it is processed on Monday.
You’ll need your loan account number, plus the account and routing number for your payment account.
Make sure all information is accurate to ensure smooth processing.
Registration isn’t required to make a payment.
You can submit a payment by confirming your account details and a few pieces of personal information.
Creating a login with our online loan payment service allows you to save your information and set up recurring payments for added convenience.
Lease payments cannot be made through the online loan payment service.
Once you sign up and create an account with our online loan payment service, you will be able to scheduling recurring payments.
No.
Home Equity Loans and mortgage loans cannot be paid off through the online loan payment service. To request a payoff amount, please contact Customer Support at 877-672-2265.
- Home Equity Line of Credit (HELOC)
The monthly payment may be interest-only, which can affect the amount and timing shown on your statement. - RV, Boat, Camper or Auto Loan
If you’ve made extra payments in the past, your statement may show a lower amount due or a future due date. Paying ahead is allowed and does not result in a penalty. - Mortgage Loan
For questions about your payment due date, please contact Customer Support at 877-672-2265.
For more details about how your payment is applied, please contact Customer Support at 877-672-2265.
- Home Equity Line of Credit (HELOC)
The monthly payment may be interest-only, which can affect the amount and timing shown on your statement. - RV, boat, camper or auto loan
If you’ve made extra payments in the past, your statement may show a lower amount due or a future due date. Paying ahead is allowed and does not result in a penalty. - Mortgage Loan
For questions about your payment due date, please contact Customer Support at 877-672-2265.
For more details about how your payment is applied, please contact Customer Support at 877-672-2265.
North Shore Bank requires proof of insurance on loan collateral.
To ensure we have all the information we need, please provide us with a copy of your insurance declaration page showing North Shore Bank as the mortgagee or loss payee.
Please verify the mortgagee clause is listed as follows:
North Shore Bank ISAOA
15700 W Bluemound Rd.
Brookfield, WI 53005
You can mail, fax or email your proof of insurance documents.
RV, Boat or Auto Loan
North Shore Bank
PO Box 390472
Minneapolis, MN 55439
Fax: 800-333-9960
Online: insuranceservicecenter.com
Mortgage Loan
North Shore Bank
P.O. Box 3287
Coppell, TX 75019
Fax: 781-236-6352
Home Equity Line of Credit (HELOC)
North Shore Bank
P.O. Box 3287
Coppell, TX 75019
Fax: 781-236-6352
How you obtain your payoff amount depends on your loan type:
Mortgage, Home Equity Line of Credit (HELOC), personal, and auto loans
Please contact Customer Support at 877-672-2265 to request your payoff amount.
RV and Boat Loans
You can quickly find your estimated payoff amount in Digital Banking:
- Log in to North Shore Bank Digital Banking. If you’re not already enrolled, you’ll need your social security number, loan account number, date of birth and zip code.
- Select the three dots next to the “Pay” button
- Choose Account Information
- View the Estimated PayOff Amount
A few helpful notes:
- The payoff amount shown is valid for that day only
- For a future payoff date, add the per diem interest (daily interest) for each additional day, including you payoff date
- You can share this amount with a dealer, financial institution, or insurance company if needed.
- If you prefer, you can also contact Customer Support at 877-672-2265 for assistance.
When you have an auto loan with North Shore Bank it is required that you carry full coverage that includes comprehensive and collision for the value of the loan.
Depending on your credit profile will determine your interest rate. The better your credit the better your interest rate. North Shore Bank does not have risk based lending for non-business loans.
Just visit our website to find North Shore Bank’s current auto loan rates.
We’d love to finance your next vehicle purchase. Apply online now. The form is easy to complete and one of our bankers will contact you after you submit your application. The best part is you can apply anytime from anywhere.
Our auto loans come with the best terms – yours.
- Competitive rates with terms from 12-72 months
- No annual fees
- No application fees
- Convenient repayment options by transfer, ACH, and Bill Pay
Check out our auto rates and apply today. Or stop by or call your nearby branch.
Please send all loan payoff funds to:
North Shore Bank
Attn: Loan Payoff Department
15700 W Bluemound Rd
Brookfield, WI 53005
This address can be used for mortgage, Home Equity Line of Credit (HELOC), RV, boat, and auto loan payoffs.
There are several definitions of "good credit". If you have had credit difficulties in the past, the best way to find out if we can assist you is to apply for a loan.
You do not need to purchase your vehicle from a dealership. We finance private sales and would be happy to assist you.
Apply for your car loan today! The online form is easy to complete and one of our bankers will contact you after you submit your application. The best part is you can apply for your car loan anytime, anywhere.
Our auto loans come with the best terms – yours.
- Competitive rates with terms from 12-72 months
- No annual fees
- No application fees
- Convenient repayment options by transfer, ACH, and Bill Pay
Check out our auto rates and apply today. Or stop by or call your nearby branch.
You can expect to receive these documents in the mail within about 30 days after paying off your loan.
If your loan is secured with real estate, a mortgage satisfaction document will be mailed directly to the Register of Deeds for the county in which the mortgage was filed. It may take up to three months for this document to be returned.
If your loan is secured by a vehicle, boat, or other titled collateral, a lien release will be mailed with your paid loan documents. Be sure not to discard or destroy this release, as you will need it to remove our lien.
Should you need a replacement lien release, a fee will be charged. For more information about lien releases, please contact Customer Support at 877-672-2265.
10 business days after the payoff funds are received we will send the lien release or title for loans prior to 7/30/12. If the loan was made after 7/30/12, then the lien will be released electronically and the state will send you the title.
In most cases we are able to respond to your loan application within the same business day.
To check the status of a loan application please contact your Personal Banker or Loan Officer.
To refinance, simply apply for a car loan online now. The online form is easy to complete, and one of our bankers will contact you after you submit your application. The best part is you can apply for your car loan anytime, anywhere.
Refinancing your auto loan may reduce your monthly payment and the amount of interest you’ll owe over the life of the loan.
Our auto loans come with the best terms – yours.
- Competitive rates with terms from 12-72 months
- No annual fees
- No application fees
- Convenient repayment options by transfer, ACH, and Bill Pay
Check out our auto rates and apply today. Or stop by or call your nearby branch.
Loan qualifications differ depending on which loan you are applying for. The best way to find out if you qualify for a loan is to apply.
You can make a loan payment to a different financial institution by using Bill Pay within Online Banking or the Mobile App.
We do not offer payday type loans.
North Shore Bank offers a wide variety of construction loans. View the Mortgage Home Loans that we offer.
Yes, we offer motorcycle loans. Apply for your motorcycle loan online today, the application is available 24/7. Or apply in person. You are always welcome to apply at one of our office locations.
Consumer loans (RV, Boat or Auto) have a 10-day grace period.
Yes, you will receive any balance owed to you. Please contact Customer Support at 877-672-2265 to speak about your specific situation.
Yes, anybody can pay off the loan, although the title rights and/or responsibilities are solely of the party listed on the title and loan, unless otherwise specified.
For loan payoff information please contact Customer Support at 877-672-2265.
Yes, you can make a principal-only payment using Digital Banking. Your loan must be current, and the interest due satisfied.
Mortgage Loan
1098's for the previous year are sent out in January. For a duplicate 1098, contact Customer Support at 877-672-2265.
Home Equity Line of Credit (HELOC)
Please contact Customer Support at 877-672-2265.
RV, Boat or Auto Loan
Loans that are not collateralized by real estate do not automatically receive a 1098. If you would like us to prepare a statement, please contact Customer Support at 877-672-2265.
RV, Boat, Camper or Auto Loan
You can change your due date after you have satisfied the first payment of your loan contract. Please contact Customer Support at 877-672-2265 to get started.
Mortgage Loan
The option to change your due date is not available.
Home Equity Line of Credit (HELOC)
The option to change your due date is not available.
Yes, each request will be reviewed differently, decisions will be made based each loan itself (term, rate, value).
You can apply for a car loan online, even if you have not found your dream vehicle. We will just need an approximate loan amount for your application.
Learn more about our auto loans or apply for your loan online.
Yes, we will pull a credit report to calculate the best option. Though a credit report is helpful in the decision-making process, it’s not the only record we review that determines decision.
An appraisal fee may be necessary, depending on the value and equity of the home.
You can apply for your motorcycle loan through our online loan application.
Mortgage and Home Equity Line of Credit (HELOC)
Please send a written payoff request and a signed authorization. These requests can be faxed to: 262-787-5722. Mortgage and HELOC payoffs are generally quoted for a specific date.
Personal and Auto Loans
You may call Customer Support at 877-672-2265, and verbally authorize a payoff statement be sent to your financial institution. If the financial institution or insurance company is making the request, they must send a written payoff request with a signed customer authorization. These requests may be faxed to 262-787-5722. Quotes for consumer and auto loan payoffs are good for 10 days.
RV and Boat Loans
Obtaining a payoff amount for your RV or Boat loan can be found in Online Banking. It’s fast and easy!
- Log in to North Shore Bank Online Banking (web-based). If you’re not already enrolled, you’ll need your social security number, loan account number, date of birth and zip code.
Click on the three vertical dots alongside the blue “Pay” button
- Select “Account Information” from the option menu
- Look for the “Estimated PayOff Amount” field. NOTE: the payoff amount listed is only valid for that day.
- To pay off your loan on a future date, add the “Per Diem Interest” (Interest Per Day) amount to the Estimated PayOff Amount for each additional day (including the payoff date).
- You may provide the Estimated PayOff Amount to your dealer, financial institution or insurance company requesting the payoff.
You may also call Customer Support at 877-672-2265, and verbally authorize a payoff statement be sent to your financial institution. If a dealer, financial institution or insurance company is making the request, they must send a written payoff request with a signed customer authorization. These requests may be faxed to 262-787-5722. Quotes for boat and RV loan payoffs are good for 10 days.
Payment amounts must be at least $10 and no more than $15,000. For auto, boat, and RV loans, paying more than your monthly amount may go toward your principal and can help you pay off your loan sooner. It may also lower your next payment due.
No, you will not be charged a fee for making a payment through the online loan payment service.
To have your payment applied to the current business day's activity, submit your payment by 5:30 p.m. Central Time. Payments received after 5:30 p.m. Central Time will be processed on the next business day.