Can I get a 1098 tax form for the interest paid on my loan?

North Shore Bank does offer home equity lines of credit for our customers to buy vehicles, consolidate bills, or pay off other debts. The first step is to apply online or call one of our Personal Bankers at an office near you.

Loans and Home Equity Lines of Credit

HELOC Application Checklist

If you would like to apply for a loan to refinance your current home equity line of credit, please complete an online application or call an office near you.

Loans and Home Equity Lines of Credit

The rate for your Home Equity Line of Credit is based on the prime rate plus an established margin determined by your individual line of credit. The rate on your line of credit changes on the 1st day of the second month following any prime rate change. If your line of credit was opened prior to Jan. 1, 2006, it is based on the prime rate published in the Wall Street Journal Money Rates section on the third Tuesday of the month. If your line of credit was opened on or after Jan. 1, 2006, the rate on your line of credit will change when the prime rate changes in the Wall Street Journal.

For more details about how your payment is applied, please contact Customer Support at 877-672-2265.

• Home Equity Line of Credit (HELOC)
   The monthly payment may be interest-only, which can affect the amount and timing shown on your statement. 
• RV, boat, camper or auto loan
   If you’ve made extra payments in the past, your statement may show a lower amount due or a future due date. Paying ahead is allowed and does not result in a penalty. 
• Mortgage Loan
   For questions about your payment due date, please contact Customer Support at 877-672-2265.

For more details about how your payment is applied, please contact Customer Support at 877-672-2265.

North Shore Bank requires proof of insurance on loan collateral. 

To ensure we have all the information we need, please provide us with a copy of your insurance declaration page showing North Shore Bank as the mortgagee or loss payee.

Please verify the mortgagee clause is listed as follows:

North Shore Bank ISAOA

15700 W Bluemound Rd.

Brookfield, WI 53005                                                                                                                   

You can mail, fax or email your proof of insurance documents.

RV, Boat or Auto Loan 

North Shore Bank

PO Box 390472

Minneapolis, MN 55439

Fax: 800-333-9960

Online: insuranceservicecenter.com

Mortgage Loan

North Shore Bank

P.O. Box 3287

Coppell, TX 75019

Fax: 781-236-6352

Home Equity Line of Credit (HELOC) 

North Shore Bank

P.O. Box 3287

Coppell, TX 75019

Fax: 781-236-6352

How you obtain your payoff amount depends on your loan type:

Mortgage, Home Equity Line of Credit (HELOC), personal, and auto loans
Please contact Customer Support at 877-672-2265 to request your payoff amount. 
 
RV and Boat Loans
You can quickly find your estimated payoff amount in Digital Banking:

A few helpful notes:

When you have an auto loan with North Shore Bank it is required that you carry full coverage that includes comprehensive and collision for the value of the loan.

Depending on your credit profile will determine your interest rate. The better your credit the better your interest rate. North Shore Bank does not have risk based lending for non-business loans.

Loans and Home Equity Lines of Credit

Just visit our website to find North Shore Bank’s current auto loan rates.
 
We’d love to finance your next vehicle purchase. Apply online now. The form is easy to complete and one of our bankers will contact you after you submit your application. The best part is you can apply anytime from anywhere.
 
Our auto loans come with the best terms – yours. 

• Competitive rates with terms from 12-72 months
• No annual fees
• No application fees
• Convenient repayment options by transfer, ACH, and Bill Pay

 
Check out our auto rates and apply today. Or stop by or call your nearby branch.

Mortgage Application Checklist

Please send all loan payoff funds to: 

North Shore Bank
Attn: Loan Payoff Department
15700 W Bluemound Rd
Brookfield, WI 53005

This address can be used for mortgage, Home Equity Line of Credit (HELOC), RV, boat, and auto loan payoffs. 

There are several definitions of "good credit". If you have had credit difficulties in the past, the best way to find out if we can assist you is to apply for a loan.

Loans and Home Equity Lines of Credit

You do not need to purchase your vehicle from a dealership. We finance private sales and would be happy to assist you.

Apply for your car loan today! The online form is easy to complete and one of our bankers will contact you after you submit your application. The best part is you can apply for your car loan anytime, anywhere.
 
Our auto loans come with the best terms – yours. 

• Competitive rates with terms from 12-72 months
• No annual fees
• No application fees
• Convenient repayment options by transfer, ACH, and Bill Pay

Check out our auto rates and apply today. Or stop by or call your nearby branch.

You can expect to receive these documents in the mail within about 30 days after paying off your loan.
 
 If your loan is secured with real estate, a mortgage satisfaction document will be mailed directly to the Register of Deeds for the county in which the mortgage was filed. It may take up to three months for this document to be returned.
 
 If your loan is secured by a vehicle, boat, or other titled collateral, a lien release will be mailed with your paid loan documents. Be sure not to discard or destroy this release, as you will need it to remove our lien.
 
 Should you need a replacement lien release, a fee will be charged. For more information about lien releases, please contact Customer Support at 877-672-2265.

10 business days after the payoff funds are received we will send the lien release or title for loans prior to 7/30/12. If the loan was made after 7/30/12, then the lien will be released electronically and the state will send you the title.

In most cases we are able to respond to your loan application within the same business day.

Loans and Home Equity Lines of Credit

To check the status of a loan application please contact your Personal Banker or Loan Officer.

Find a North Shore Bank office near you.

To refinance, simply apply for a car loan online now. The online form is easy to complete, and one of our bankers will contact you after you submit your application. The best part is you can apply for your car loan anytime, anywhere.

Refinancing your auto loan may reduce your monthly payment and the amount of interest you’ll owe over the life of the loan.
 
Our auto loans come with the best terms – yours. 

• Competitive rates with terms from 12-72 months
• No annual fees
• No application fees
• Convenient repayment options by transfer, ACH, and Bill Pay

 
Check out our auto rates and apply today. Or stop by or call your nearby branch.

Loan qualifications differ depending on which loan you are applying for. The best way to find out if you qualify for a loan is to apply.

Loans and Home Equity Lines of Credit

You can make a loan payment to a different financial institution by using Bill Pay within Online Banking or the Mobile App. 

We do not offer payday type loans.

Loans and Home Equity Lines of Credit

North Shore Bank offers a wide variety of construction loans. View the Mortgage Home Loans that we offer.

Yes, we offer motorcycle loans. Apply for your motorcycle loan online today, the application is available 24/7. Or apply in person. You are always welcome to apply at one of our office locations.

Loans and Home Equity Lines of Credit

Yes, you will receive any balance owed to you. Please contact Customer Support at 877-672-2265 to speak about your specific situation.

Yes, anybody can pay off the loan, although the title rights and/or responsibilities are solely of the party listed on the title and loan, unless otherwise specified.

For loan payoff information please contact Customer Support at 877-672-2265.

Yes, you can make a principal-only payment using Digital Banking. Your loan must be current, and the interest due satisfied.

Mortgage Loan

1098's for the previous year are sent out in January. For a duplicate 1098, contact Customer Support at 877-672-2265.

Home Equity Line of Credit (HELOC)

Please contact Customer Support at 877-672-2265.

RV, Boat or Auto Loan

Loans that are not collateralized by real estate do not automatically receive a 1098. If you would like us to prepare a statement, please contact Customer Support at 877-672-2265.

RV, Boat, Camper or Auto Loan

You can change your due date after you have satisfied the first payment of your loan contract. Please contact Customer Support at 877-672-2265 to get started. 

Mortgage Loan

The option to change your due date is not available.

Home Equity Line of Credit (HELOC)

The option to change your due date is not available.

Yes, each request will be reviewed differently, decisions will be made based each loan itself (term, rate, value).

You can apply for a car loan online, even if you have not found your dream vehicle. We will just need an approximate loan amount for your application.

Learn more about our auto loans or apply for your loan online. 

Yes, we will pull a credit report to calculate the best option. Though a credit report is helpful in the decision-making process, it’s not the only record we review that determines decision.

Loans and Home Equity Lines of Credit

Auto Loan Application Checklist

An appraisal fee may be necessary, depending on the value and equity of the home.

Loans and Home Equity Lines of Credit

You can apply for your motorcycle loan through our online application.

Mortgage and Home Equity Line of Credit (HELOC)

Please send a written payoff request and a signed authorization. These requests can be faxed to: 262-787-5722. Mortgage and HELOC payoffs are generally quoted for a specific date.                    

Personal and Auto Loans

You may call Customer Support at 877-672-2265, and verbally authorize a payoff statement be sent to your financial institution. If the financial institution or insurance company is making the request, they must send a written payoff request with a signed customer authorization. These requests may be faxed to 262-787-5722. Quotes for consumer and auto loan payoffs are good for 10 days.

RV and Boat Loans

Obtaining a payoff amount for your RV or Boat loan can be found in Online Banking. It’s fast and easy!

1. Log in to North Shore Bank Online Banking (web-based). If you’re not already enrolled, you’ll need your social security number, loan account number, date of birth and zip code.
2. Click on the three vertical dots alongside the blue “Pay” button 
3. Select “Account Information” from the option menu
4. Look for the “Estimated PayOff Amount” field. NOTE: the payoff amount listed is only valid for that day.
5. To pay off your loan on a future date, add the “Per Diem Interest” (Interest Per Day) amount to the Estimated PayOff Amount for each additional day (including the payoff date).
6. You may provide the Estimated PayOff Amount to your dealer, financial institution or insurance company requesting the payoff.

You may also call Customer Support at 877-672-2265, and verbally authorize a payoff statement be sent to your financial institution. If a dealer, financial institution or insurance company is making the request, they must send a written payoff request with a signed customer authorization. These requests may be faxed to 262-787-5722. Quotes for boat and RV loan payoffs are good for 10 days.