What do you mean by risk based lending?

Depending on your credit profile will determine your interest rate. The better your credit the better your interest rate. North Shore Bank does not have risk based lending for non-business loans.

Loans and Home Equity Lines of Credit

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FAQs

Mortgage Application Checklist

Auto Loan Application Checklist

HELOC Application Checklist

Apply for your motorcycle loan online today

What do you mean by risk based lending?

FAQs

How is the rate determined for my Home Equity Line of Credit?

Do you offer home equity lines of credit?

How do I apply to refinance my home equity loan?

I want to pay off my loan. Where do I send the loan payoff funds?

How long will it take to receive a vehicle title when a customer pays their auto loan off?

Can you send a 10-day loan payoff quote to my bank or credit union?

Can I apply for a loan even if I am coming out of bankruptcy?

How do I apply to refinance my auto loan?

What are your current auto loan rates?

If I get an auto loan through North Shore Bank do I have to purchase a car from an auto dealer?

How do I request a duplicate lien release?

Do you have loans for motorcycles?

Can I apply for an auto loan if I have not found the car I want yet?

What is my loan payoff amount?

Can I set up my Online Banking to automatically deduct my loan payment?

Where should I send proof of insurance related to my loan?

If I have bad credit, can I qualify for an auto loan?

How can I make a mortgage or consumer loan payment?

Can I change the due date on my loan?

Can I get a 1098 tax form for the interest paid on my loan?

What is the interest rate on my loan?

How soon should I expect to receive my paid loan papers and lien release after I pay off my consumer loan with the bank?

Do I have a grace period on my loan or do I need to pay on my due date?

Why does my loan statement have a different amount due rather than the normal payment amount?

Can I make a principal only payment online?

How do I check the status of a loan application?

Are there closing costs associated with a Home Equity Line of Credit?

Why does my loan statement say I don't owe a payment until later in the future?

Can I apply for work out assistance on all my loans If I have more than one?

Can my loan be paid off by a third party?

Do I get credit if the payoff balance is less than the Gap insurance is willing to pay?

Do you offer payday loans?

How long does a loan approval take?

How can I qualify for a loan?

What do you mean by risk based lending?

Do you offer construction loans?

What insurance requirements do you have for auto loans?