Included with Your Account

Premier Checking is a great choice for those who have, or who are looking to establish a full service relationship. Reward your loyalty with these benefits:
MoneyPassFind locations using MoneyPass Access over 33,000 free ATMs nationwide
MasterCard Earn 5% cash back when you shop local with your North Shore Bank Debit Card1
Greenlight Get the money app and debit card for kids – Free!2


  • Complimentary Platinum Debit Mastercard® (a $60 per year value)
  • Two free monthly out-of-network ATM transactions3
  • Interest paid on every dollar in your account
  • Unlimited free overdraft protection transfers from a qualified North Shore Bank deposit account
  • Bonus rates on CDs
  • Two free no-purchase fee gift cards per month
  • Free eStatements

    Monthly Maintenance Fee

    $20 or $0

    Ways to Waive Monthly Maintenance Fee

    Meet one of the following:
    • A North Shore Bank-serviced mortgage
    • A Home Equity Line of Credit
    • $25,000 in combined relationship deposit balances
    • Investment account with North Shore Investment Services

Platinum Performance from Your Debit Card

Platinum Debit Card

All the same benefits as the Standard Debit Card, plus two free out-of-network ATM transactions per month3, free cell phone protection4, and identity fraud expense reimbursement5.

Learn More

Power Up Your Checking Account With Our Top-Rated Mobile AppFootnote 6

Deposit Checks

Deposit paper checks using your phone's built-in camera


With Zelle®, it’s easy to send and receive money to friends and family

Manage and Pay Bills

Easily add, pay and manage your bills all in one secure place

Getting Started is Easy

Open Online in Minutes
Visit an Office
Schedule a Virtual, Phone, or In-Person Appointment
1 Program is available for North Shore Bank’s Standard, Platinum, and Business Debit Cards. Eligible cards are automatically enrolled in the Program. Cash back is limited to signature transactions. PIN transactions will not qualify for cash back. Purchases made through third parties and apps including, but not limited to food delivery apps, services, and platforms will not qualify for cash back. Terms and conditions apply. Click here for full details.
Mastercard and the circles design are registered trademarks, and Mastercard Local is a trademark, of Mastercard International Incorporated. © 2023 Mastercard. All rights reserved.
2 North Shore Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their North Shore Bank account as the Greenlight funding source for the entirety of the promotion. Upgrades will result in additional fees. Plans start at $4.99/mo. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 06/29/2025. Offer subject to change. Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank (CFSB), Member FDIC. Greenlight and Community Federal Savings Bank are not affiliated with North Shore Bank and maintain their own privacy policies.
3 Accounts with a Platinum Debit Card receive two free non–North Shore Bank or non-MoneyPass ATM transactions per statement cycle.
4 Coverage provided under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. The $600 benefit amount applies to each claim, and is subject to a $50 co-pay per claim. $1,000 maximum claim benefit per 12 months. Subject to limitations and exclusions. See Mastercard Platinum Guide to Benefits for more details.
5 Benefit provided by Generali Global Assistance Inc. Certain terms, conditions, and exclusions apply. See Mastercard Platinum Guide to Benefits for more details.
6 Message and data rates may apply.

Frequently Asked Questions