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Free Checking

A simple account with no monthly maintenance fee, no minimum balance, and no surprises
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Easy-to-Use Extras with Every Checking Account

Whether it’s protecting your identity, teaching your kids money smarts, or ensuring easy access to your cash – your financial well-being is our shared success.
MoneyPass
Access over 33,000 free ATMs nationwide
ID Protection
It's your identity. You’re in control with ID Theft Protection1
Greenlight
Get the money app and debit card for kids – Free!2

Benefits

Monthly Maintenance Fee

$0

Minimum Balance Requirement

None

Other

Choose the Debit Card That's Right for You

Image - Standard Debit Card

Standard

Features mobile wallet compatibility, lock and unlock control, zero liability for unauthorized purchases, and ID protection.

Image - Platinum Debit Card

Platinum

All the same benefits as the Standard Debit Card, plus two free out-of-network ATM withdrawals per month3, free cell phone protection4, and identity fraud expense reimbursement5.

Compare Debit Cardsabout North Shore Bank's Debit Cards

Power Up Your Checking Account With
Our Top-Rated Mobile AppFootnote 6

Deposit Checks

Deposit paper checks using your phone's built-in camera

Zelle®

With Zelle®, it’s easy to send and receive money to friends and family

Manage and Pay Bills

Easily add, pay and manage your bills all in one secure place

Account Transfers

Easily transfer funds between your North Shore Bank accounts and external accounts

My Card Manager

Control your debit card, set transaction limits, view spending insights, and more

My Credit Score

Review and improve your credit score with this free resource

Getting Started is Easy

Open Online in Minutes

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Schedule
1 Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. See Mastercard Guide to Benefits for details or call 1-800-MASTERCARD.
2 North Shore Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their North Shore Bank account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 06/29/2025. Offer subject to change and partner participation. Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank (CFSB), Member FDIC. Greenlight and Community Federal Savings Bank are not affiliated with North Shore Bank and maintain their own privacy policies.
3 Accounts with a Platinum Debit Card receive two free non–North Shore Bank or non-MoneyPass ATM withdrawals per statement cycle.
4 Coverage provided under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. The $600 benefit amount applies to each claim, and is subject to a $50 co-pay per claim. $1,000 maximum claim benefit per 12 months. Subject to limitations and exclusions. See Mastercard Guide to Benefits for details.
5 Coverage provided under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. Subject to limitations and exclusions. See Mastercard Guide to Benefits for details or call 1-800-MASTERCARD.
6 Message and data rates may apply.
 
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. © 2025 Mastercard. All rights reserved.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
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