Included with Your Account
Balance Checking is a great choice for those who have, or who are looking to establish a full service relationship. Reward your loyalty with these benefits:
Benefits
- No overdraft or NSF return fees3
- Free Standard Debit Mastercard®
- Unlimited free overdraft protection transfers from a qualified North Shore Bank deposit account
- Free eStatements
Monthly Maintenance Fee
$5
Minimum Balance Requirement
None
Easy Access to Your Money
Standard Debit Card
Features 5% Shop Local Debit Card Rewards1, mobile wallet compatibility, lock and unlock control, zero liability for unauthorized purchases, and ID protection
Learn More
Power Up Your Checking Account With Our Top-Rated Mobile AppFootnote 4
Deposit Checks
Deposit paper checks using your phone's built-in camera
Zelle®
With Zelle®, it’s easy to send and receive money to friends and family
Account Transfers
Easily transfer funds between your North Shore Bank accounts and external accounts
My Card Manager
Control your debit card, set transaction limits, view spending insights, and more
My Credit Score
Review and improve your credit score with this free resource
Getting Started is Easy
Open Online in Minutes 
Visit an Office 
Schedule a Virtual, Phone, or In-Person Appointment 
Certified account by the Bank On National Standards which ensures customers a low-cost and high-functioning account while promoting consumer safety.
1 Program is available for North Shore Bank’s Standard, Platinum, and Business Debit Cards. Eligible cards are automatically enrolled in the Program. Cash back is limited to signature transactions. PIN transactions will not qualify for cash back. Purchases made through third parties and apps including, but not limited to food delivery apps, services, and platforms will not qualify for cash back. Terms and conditions apply. Click here for full details.
Mastercard and the circles design are registered trademarks, and Mastercard Local is a trademark, of Mastercard International Incorporated. © 2023 Mastercard. All rights reserved.
2 North Shore Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their North Shore Bank account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees.
See terms for details. Offer ends 06/29/2025. Offer subject to change and partner participation.
Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank (CFSB), Member FDIC. Greenlight and Community Federal Savings Bank are not affiliated with North Shore Bank and maintain their own privacy policies.
3 Although this account has no overdraft fees, your account could become overdrawn due to how items are processed and clear your account.
4 Message and data rates may apply.