Included with Your Account

Balance Checking is a great choice for those who have, or who are looking to establish a full service relationship. Reward your loyalty with these benefits:
MoneyPassFind locations using MoneyPass Access over 33,000 free ATMs nationwide
MasterCard Earn 5% cash back when you shop local with your North Shore Bank Debit Card1
Greenlight Get the money app and debit card for kids – Free!2


  • No overdraft or NSF return fees3
  • Free Standard Debit Mastercard®
  • Unlimited free overdraft protection transfers from a qualified North Shore Bank deposit account
  • Free eStatements

Monthly Maintenance Fee


Minimum Balance Requirement


Easy Access to Your Money

Standard Debit Card

Features 5% Shop Local Debit Card Rewards1,  mobile wallet compatibility, lock and unlock control, zero liability for unauthorized purchases, and ID protection

Learn More

Power Up Your Checking Account With Our Top-Rated Mobile AppFootnote 4

Deposit Checks

Deposit paper checks using your phone's built-in camera


With Zelle®, it’s easy to send and receive money to friends and family

Manage and Pay Bills

Easily add, pay and manage your bills all in one secure place

Getting Started is Easy

Open Online in Minutes
Visit an Office
Schedule a Virtual, Phone, or In-Person Appointment
Certified account by the Bank On National Standards which ensures customers a low-cost and high-functioning account while promoting consumer safety. 
1 Program is available for North Shore Bank’s Standard, Platinum, and Business Debit Cards. Eligible cards are automatically enrolled in the Program. Cash back is limited to signature transactions. PIN transactions will not qualify for cash back. Purchases made through third parties and apps including, but not limited to food delivery apps, services, and platforms will not qualify for cash back. Terms and conditions apply. Click here for full details.
Mastercard and the circles design are registered trademarks, and Mastercard Local is a trademark, of Mastercard International Incorporated. © 2023 Mastercard. All rights reserved.
2 North Shore Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their North Shore Bank account as the Greenlight funding source for the entirety of the promotion. Upgrades will result in additional fees. Plans start at $4.99/mo. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 06/29/2025. Offer subject to change. Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank (CFSB), Member FDIC. Greenlight and Community Federal Savings Bank are not affiliated with North Shore Bank and maintain their own privacy policies.
3 Although this account has no overdraft fees, your account could become overdrawn due to how items are processed and clear your account.
4 Message and data rates may apply.

Frequently Asked Questions