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Balance Checking

Free yourself from worry about overdraft fees
Open Your Account Schedule an Appointment

Easy-to-Use Extras with Every Checking Account

Whether it’s supporting local businesses, teaching your kids money smarts, or ensuring easy access to your cash – your financial well-being is our shared success.
MoneyPass
Access over 33,000 free ATMs nationwide
MasterCard
Earn 5% cash back when you shop local with your North Shore Bank Debit Card1
Greenlight
Get the money app and debit card for kids – Free!2

Benefits

  • No overdraft or NSF return fees3
  • Free Standard Debit Mastercard®
  • Unlimited free overdraft protection transfers from a qualified North Shore Bank deposit account
  • Free eStatements
  • Every checking account includes access to over 33,000 free ATMs with MoneyPass, Mastercard Shop Local Rewards, and Greenlight, the money app and debit card for kids and families.

Monthly Maintenance Fee

$5

Minimum Balance Requirement

None

Other

Easy Access to Your Money

Image - Standard Debit Card

Standard

Features 5% Shop Local Debit Card Rewards1,  mobile wallet compatibility, lock and unlock control, zero liability for unauthorized purchases, and ID protection.

Learn More

Power Up Your Checking Account With
Our Top-Rated Mobile AppFootnote 4

Deposit Checks

Deposit paper checks using your phone's built-in camera

Zelle®

With Zelle®, it’s easy to send and receive money to friends and family

Manage and Pay Bills

Easily add, pay and manage your bills all in one secure place

Account Transfers

Easily transfer funds between your North Shore Bank accounts and external accounts

My Card Manager

Control your debit card, set transaction limits, view spending insights, and more

My Credit Score

Review and improve your credit score with this free resource

Getting Started is Easy

Open Online in Minutes

Open Your Account

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Schedule an Appointment

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Certified account by the Bank On National Standards which ensures customers a low-cost and high-functioning account while promoting consumer safety. 
1 Program is available for North Shore Bank’s Standard, Platinum, and Business Debit Cards. Eligible cards are automatically enrolled in the Program. Cash back is limited to signature transactions. PIN transactions will not qualify for cash back. Purchases made through third parties and apps including, but not limited to food delivery apps, services, and platforms will not qualify for cash back. Terms and conditions apply. Click here for full details.
Mastercard and the circles design are registered trademarks, and Mastercard Local is a trademark, of Mastercard International Incorporated. © 2023 Mastercard. All rights reserved.
2 North Shore Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their North Shore Bank account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 06/29/2025. Offer subject to change and partner participation.
Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank (CFSB), Member FDIC. Greenlight and Community Federal Savings Bank are not affiliated with North Shore Bank and maintain their own privacy policies.
3 Although this account has no overdraft fees, your account could become overdrawn due to how items are processed and clear your account.
4 Message and data rates may apply.
 
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FAQs