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Fixed & Adjustable Rate Mortgages

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Be confident about financing your home, whether you are buying new or refinancing an existing home, our experienced Loan Originators will work with you to help you make a decision about which loan is best for you.

Fixed Rate Mortgages

  • Up to 97% loan-to-value (LTV) for loan purchase based on program selected
  • Freedom to choose your own term - standard 10, 15, 20, and 30-year fixed rate repayment terms or other customized terms
  • Lock in rate at time of application or loan approval
  • Choose from several loan types:
    • Conventional
    • WHEDA
    • Jumbo
    • Federal Veterans' Affairs (VA)
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Adjustable Rate Mortgages

  • Up to 95% loan-to-value (LTV) available for purchasing a new home
  • Up to 90% LTV for the construction of a new home
  • Maximum 2% annual and 6% lifetime interest-rate-adjustment caps. ARMs usually provide an initial fixed rate term of 1, 2, 3 or 5 years and can be used to finance the purchase or construction of a new home, second home, investment property, or to refinance your existing home
  • All loan servicing is done locally at North Shore Bank
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Get on the Right Track with Your Mortgage

Understanding Mortgages and Home Loans

Mortgage Calculators & Coaches

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Apply for Your Mortgage

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Meet with a Mortgage
Loan Officer

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Schedule an Appointment

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