Easy-to-Use Extras with Every Checking Account

Whether it’s supporting local businesses, teaching your kids money smarts, or ensuring easy access to your cash – your financial well-being is our shared success.
MoneyPassFind locations using MoneyPass Access over 33,000 free ATMs nationwide
MasterCard Earn 5% cash back when you shop local with your North Shore Bank Debit Card1
Greenlight Get the money app and debit card for kids – Free!2

Checking Accounts So You Can Bank Your Best Life

Free Checking

Simple account with no minimum balance or monthly maintenance fee, and your choice of a Standard or Platinum Debit Card

Premier Checking

Interest-bearing account with extra perks for loyal customers including free out-of-network ATM withdrawals3 and a Platinum Debit Card

Student Checking

The ideal starter account for ages 13+ with no minimum balance or monthly maintenance fee

Compare Checking Account Options

Specialty Checking Accounts

Balance Checking

Free yourself from worry about overdraft fees with a checking account that offers nationwide ATM access, a Free Standard Debit Card, and much more.

Banking Options for a Growing Family

Image (Desktop): North Shore Bank's Family Banking Options Image (Mobile): North Shore Bank's Family Banking Options Discover Family Banking

Power Up Your Checking Account With Our Top-Rated Mobile AppFootnote 4

Image: North Shore Bank's Family Banking Options Deposit Checks

Deposit paper checks using your phone's built-in camera


With Zelle®, it’s easy to send and receive money to friends and family

Manage and Pay Bills

Easily add, pay and manage your bills all in one secure place

Financial Education

Getting Started is Easy

Open Online in Minutes

Visit an Office

Schedule a Virtual, Phone, or In-Person Appointment

1 Program is available for North Shore Bank’s Standard, Platinum, and Business Debit Cards. Eligible cards are automatically enrolled in the Program. Cash back is limited to signature transactions. PIN transactions will not qualify for cash back. Purchases made through third parties and apps including, but not limited to food delivery apps, services, and platforms will not qualify for cash back. Terms and conditions apply. Click here for full details. Mastercard and the circles design are registered trademarks, and Mastercard Local is a trademark, of Mastercard International Incorporated. © 2024 Mastercard. All rights reserved.
2 North Shore Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their North Shore Bank account as the Greenlight funding source for the entirety of the promotion. Upgrades will result in additional fees. Plans start at $4.99/mo. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 06/29/2025. Offer subject to change. Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank (CFSB), Member FDIC. Greenlight and Community Federal Savings Bank are not affiliated with North Shore Bank and maintain their own privacy policies.

3 Two ATM transactions at non-North Shore Bank or non-Money Pass ATMs per account per statement cycle.

4 Message and data rates may apply.

Frequently Asked Questions