Personal checking accounts
for every you.

If this year has taught us anything, it's the importance of having options.

Get Started Today
 
Discover which Checking Account might be right for you by answering a few questions.

Let's start with your age.

Select which button applies

13-23
24-59
60+

Great! Now, select all that applies to your current situation:

I'm currently a student
I use Direct Deposit
I prefer an account with no minimum balance requirements
I am a current or retired member of the Armed Forces
I maintain a daily checking balance of $2,000
I maintain a daily deposit balance of $5,000
I currently have a North Shore Bank Loan
I have $35k in relationship balances
I have an account with North Shore Investment Services

Lastly, select the statements that best describe you:

My smartphone connects me to almost everything in my life
I don’t like paying ATM fees
I like being rewarded for my purchases

Five Personal Checking Accounts Designed with You in Mind

 
 
Account Benefits
Standard Debit Mastercard
Platinum Debit Card Mastercard
Monthly Maintenance Fee
Waived for the first 3 months
Requirements to Waive Monthly Maintenance Fee
eStatements Required
Platinum Checking
Learn More Open
  • Platinum Debit Card
  • Bonus CD Rates
  • No-Fee Money Orders
  • Free Checks (1 box/year)1
  • Earns Interest
Not Available
Free
$20 or $0
Meet 1 of the following:
  • $35,000 combined relationship balance in deposits, mortgage, home equity and/or consumer loans
  • Investment account with North Shore Investment Services
No
Perks Checking
Learn More Open
  • Choose between Standard or Platinum Debit Card
  • Bonus CD Rates
  • 50% off Checks1
  • Earns Interest
Free
$4/month
$12 or $0
Meet 1 of the following:
  • Minimum daily checking balance of $2,000
  • $5,000 in relationship deposit balances
  • Any North Shore Bank loan
  • Current or retired member of the U.S. Armed Forces
Yes, or $2 Monthly
Free Checking
Learn More Open
  • Choose between Standard or Platinum Debit Card
Free
$4/month
$0
  • No maintenance fee
Yes, or $2 Monthly
60+ Checking
Learn More Open
  • Choose between Standard or Platinum Debit Card
  • Bonus CD Rates
  • 50% off Checks1
  • Earns Interest
Free
$4/month
$10 or $0
Primary account holder is 60 years or older and meets 1 of the following:
  • Direct Deposit
  • Minimum daily checking balance of $2,000
  • $5,000 in relationship deposit balances
  • Any North Shore Bank loan
No
Student Checking
Learn More Open
  • Standard Debit Card
Ask your banker
Not Available
$0
  • No maintenance fee
  • Available to students 13-23 years of age
No

All of our checking accounts come with these amazing benefits:

Piggy Bank IconComplimentary Coin Counting
ATM IconAccess to 33,000 Free ATMs
Cash IconMy Cash Back Rewards
P2P IconPerson-to-Person Payments
Bill Pay IconFree Online Bill Pay
Trends IconManage your finances with Trends
Mobile Alerts IconDebit card alerts; lock and unlock your card
Overdraft PrivilegeOverdraft Privilege
Video Tellers7-day a Week Video Tellers
Mobile DepositMobile Deposit

The customizations don't stop there. Select between a Standard and Platinum debit card

 
33,000 Free ATMs
Free access through the MoneyPass ATM network
Debit Card Controls
Set up eAlerts to monitor transaction activity on your card, as well as prevent unauthorized use with lock and unlock controls
My Cash Back Rewards1
Earn cash back at your favorite retailers
Zero Liability
Provides protection against unauthorized purchases
ID Theft Protection
Access to a number of Identity Theft resolution services, should you believe you are the victim of Identity Theft
Cell Phone Protection2
Up to $600 per claim ($1,000 annually) to cover damage or theft
Boingo Wifi3
Free Wifi access at over 1 million hotspots worldwide
Identity Fraud Expense Reimbursement4
Reimbursement for losses incurred as a result of identity fraud
Additional Mastercard Benefits:
Extended Warranty, Satisfaction Guarantee
Mastercard Guide to Benefits
Monthly Fee
Platinum Debit Card Platinum Debit Card
Available.
Available.
Available.
Available.
Available.
Available.
Available.
Available.
Available.
Mastercard Platinum Guide to Benefits
$4 monthly fee (waived for Platinum Checking)
Standard Debit Card Standard Debit Card
Available.
Available.
Available.
Available.
Available.
 
 
 
 
Mastercard Standard Guide to Benefits
No monthly fee

Getting started is easy. Open your new account online today in just a few minutes.

Open Your Account

Or, schedule an appointment online or simply stop by your nearest branch.



1 My Cash Back Rewards: Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in North Shore Bank’s My Cash Back Rewards. You must be enrolled in North Shore Bank Online Banking or Mobile Banking to participate in our My Cash Back Rewards program and have an eligible North Shore Bank Debit Card. Earned cash back will be credited into an eligible deposit account at the end of the next month following redemption. For more information, please read the programs full terms and conditions.
2 Coverage provided under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. The $600 benefit amount applies to each claim, and is subject to a $50 co-pay per claim. $1,000 maximum claim benefit per 12 months. Subject to limitations and exclusions. See Mastercard Platinum Guide to Benefits for more details.
3 Terms and conditions apply. Boingo services provided by Boingo Wireless, Inc. See Mastercard Platinum Guide to Benefits for more details. ©2019 Boingo Wireless, Inc. All rights reserved. Boingo is a registered trademark of Boingo Wireless, Inc. All trademarks are the property of their respective owners.

Still have questions?

Contact us with additional questions: Email | 877-672-2265