Discover which Checking Account might be right for you by answering a few questions.
Let's start with your age.
Select which button applies
Great! Now, select all that applies to your current situation:
Lastly, select the statements that best describe you:
Based on your answers, here's our recommendation.
Platinum Checking
A relationship account that rewards loyal customers with exciting benefits
Benefits include:
- Earns interest
- Free Platinum Debit Card
- Free checks
- Bonus CD rates
Platinum Debit Mastercard®
Get the most out of what you love with exclusive benefits and perks
Benefits include:
- 33,000 free ATMs
- My Cash Back Rewards program
- Free cell phone protection
- Free Boingo Wifi
Based on your answers, here's our recommendation.
60+ Checking
A checking account specially designed for those age 60 and up
Benefits include:
- Earns interest
- Discounted checks
- Bonus CD rates
- Free paper statements
Platinum Debit Mastercard®
Get the most out of what you love with exclusive benefits and perks
Benefits include:
- 33,000 free ATMs
- My Cash Back Rewards program
- Free cell phone protection
- Free Boingo Wifi
Based on your answers, here's our recommendation.
60+ Checking
A checking account specially designed for those age 60 and up
Benefits include:
- Earns interest
- Discounted checks
- Bonus CD rates
- Free paper statements
Standard Debit Mastercard®
From everyday buys to big-ticket purchases, enjoy seamless access to your money and take full control of your finances
Benefits include:
- 33,000 free ATMs
- My Cash Back Rewards program
- Debit card alerts
Based on your answers, here's our recommendation.
Perks Checking
A checking account that lets you earn interest like a savings account
Benefits include:
- Earns interest
- Discounted checks
- Bonus CD rates
Platinum Debit Mastercard®
Get the most out of what you love with exclusive benefits and perks
Benefits include:
- 33,000 free ATMs
- My Cash Back Rewards program
- Free cell phone protection
- Free Boingo Wifi
Based on your answers, here's our recommendation.
Perks Checking
A checking account that lets you earn interest like a savings account
Benefits include:
- Earns interest
- Discounted checks
- Bonus CD rates
- Free paper statements
Standard Debit Mastercard®
From everyday buys to big-ticket purchases, enjoy seamless access to your money and take full control of your finances
Benefits include:
- 33,000 free ATMs
- My Cash Back Rewards program
- Debit card alerts
Based on your answers, here's our recommendation.
Student Checking
A checking account designed for students age 13-23
Benefits include:
- No monthly maintenance fee
- No minimum balance
Standard Debit Mastercard®
From everyday buys to big-ticket purchases, enjoy seamless access to your money and take full control of your finances
Benefits include:
- 33,000 free ATMs
- My Cash Back Rewards program
- Debit card alerts
Based on your answers, here's our recommendation.
Free Checking
A worry-free checking account with no monthly maintenance fee or minimum balance requirement
Benefits include:
- No monthly maintenance fee
- No minimum balance
- Available overdraft protection
Platinum Debit Mastercard®
Get the most out of what you love with exclusive benefits and perks
Benefits include:
- 33,000 free ATMs
- My Cash Back Rewards program
- Free cell phone protection
- Free Boingo Wifi
Based on your answers, here's our recommendation.
Free Checking
A worry-free checking account with no monthly maintenance fee or minimum balance requirement
Benefits include:
- No monthly maintenance fee
- No minimum balance
- Available overdraft protection
Standard Debit Mastercard®
From everyday buys to big-ticket purchases, enjoy seamless access to your money and take full control of your finances
Benefits include:
- 33,000 free ATMs
- My Cash Back Rewards program
- Debit card alerts
Five Personal Checking Accounts Designed with You in Mind
Account Benefits
Standard Debit Mastercard
Platinum Debit Card Mastercard
Monthly Maintenance Fee
Waived for the first 3 months
Requirements to Waive Monthly Maintenance Fee
eStatements Required
Platinum Checking
- Platinum Debit Card
- Bonus CD Rates
- No-Fee Money Orders
- Free Checks (1 box/year)1
- Earns Interest
Not Available
Free
$20 or $0
Meet 1 of the following:
- $35,000 combined relationship balance in deposits, mortgage, home equity and/or consumer loans
- Investment account with North Shore Investment Services
No
Perks Checking
- Choose between Standard or Platinum Debit Card
- Bonus CD Rates
- 50% off Checks1
- Earns Interest
Free
$4/month
$12 or $0
Meet 1 of the following:
- Minimum daily checking balance of $2,000
- $5,000 in relationship deposit balances
- Any North Shore Bank loan
- Current or retired member of the U.S. Armed Forces
Yes, or $2 Monthly
Free Checking
- Choose between Standard or Platinum Debit Card
Free
$4/month
$0
Yes, or $2 Monthly
60+ Checking
- Choose between Standard or Platinum Debit Card
- Bonus CD Rates
- 50% off Checks1
- Earns Interest
Free
$4/month
$10 or $0
Primary account holder is 60 years or older and meets 1 of the following:
- Direct Deposit
- Minimum daily checking balance of $2,000
- $5,000 in relationship deposit balances
- Any North Shore Bank loan
No
Student Checking
Ask your banker
Not Available
$0
- No maintenance fee
- Available to students 13-23 years of age
No
All of our checking accounts come with these amazing benefits:
The customizations don't stop there. Select between a Standard and Platinum debit card
Debit Card Controls
Set up eAlerts to monitor transaction activity on your card, as well as prevent unauthorized use with lock and unlock controls
Zero Liability
Provides protection against unauthorized purchases
ID Theft Protection
Access to a number of Identity Theft resolution services, should you believe you are the victim of Identity Theft
Cell Phone Protection2
Up to $600 per claim ($1,000 annually) to cover damage or theft
Boingo Wifi3
Free Wifi access at over 1 million hotspots worldwide
Identity Fraud Expense Reimbursement4
Reimbursement for losses incurred as a result of identity fraud
Additional Mastercard Benefits:
Extended Warranty, Satisfaction Guarantee
Mastercard Guide to Benefits
Monthly Fee

Platinum Debit Card
$4 monthly fee (waived for Platinum Checking)

Standard Debit Card
No monthly fee
Getting started is easy. Open your new account online today in just a few minutes.
Open Your Account
Or, schedule an appointment online or simply stop by your nearest branch.
1 My Cash Back Rewards: Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in North Shore Bank’s My Cash Back Rewards. You must be enrolled in North Shore Bank Online Banking or Mobile Banking to participate in our My Cash Back Rewards program and have an eligible North Shore Bank Debit Card. Earned cash back will be credited into an eligible deposit account at the end of the next month following redemption. For more information, please read the programs full terms and conditions.
2 Coverage provided under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. The $600 benefit amount applies to each claim, and is subject to a $50 co-pay per claim. $1,000 maximum claim benefit per 12 months. Subject to limitations and exclusions. See
Mastercard Platinum Guide to Benefits for more details.
3 Terms and conditions apply. Boingo services provided by Boingo Wireless, Inc. See
Mastercard Platinum Guide to Benefits for more details. ©2019 Boingo Wireless, Inc. All rights reserved. Boingo is a registered trademark of Boingo Wireless, Inc. All trademarks are the property of their respective owners.
Still have questions?
Contact us with additional questions: Email | 877-672-2265