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Personal Checking Accounts

Bank Smart, Live Better Compare Checking Accounts

Checking Accounts So You Can Bank Your Best Life

Free
Checking

Simple account with no minimum balance or monthly maintenance fee, and choice of Debit Card

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Premier Checking

Interest-bearing account with free out-of-network ATM withdrawals3 and a Platinum Debit Card

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Student Checking

The ideal starter account for ages 13+ with no minimum balance or monthly maintenance fee

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Specialty Checking Accounts

Balance Checking

Free yourself from worry about overdraft fees with a checking account that offers nationwide ATM access, a Free Standard Debit Card, and much more.
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Easy-to-Use Extras with Every Checking Account

Whether it’s supporting local businesses, teaching your kids money smarts, or ensuring easy access to your cash – your financial well-being is our shared success.
MoneyPass
Access over 33,000 free ATMs nationwide
MasterCard
Earn 5% cash back when you shop local with your North Shore Bank Debit Card1
Greenlight
Get the money app and debit card for kids – Free!2

Choose the Debit Card That's Right for You

Image - Standard Debit Card

Standard

Features 5% Shop Local Debit Card Rewards1,  mobile wallet compatibility, lock and unlock control, zero liability for unauthorized purchases, and ID protection

Image - Platinum Debit Card

Platinum

All the same benefits as the Standard Debit Card, plus two free out-of-network ATM withdrawals per month3, free cell phone protection4, and identity fraud expense reimbursement5.

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Banking Options for a Growing Family

Seymour Savings

Learning to save is important. No minimum balance for those under 21.

Greenlight

Debit Card and money app for kids at no cost.

Student Checking

For ages 13+, teach money management skills with no monthly maintenance fee and no minimum balance. Discover Family Banking

Power Up Your Checking Account With
Our Top-Rated Mobile AppFootnote 4

Deposit Checks

Deposit paper checks using your phone's built-in camera

Zelle®

With Zelle®, it’s easy to send and receive money to friends and family

Manage and Pay Bills

Easily add, pay and manage your bills all in one secure place

Account Transfers

Easily transfer funds between your North Shore Bank accounts and external accounts

My Card Manager

Control your debit card, set transaction limits, view spending insights, and more

My Credit Score

Review and improve your credit score with this free resource

Your Toolkit for
Financial Success

Calculators & Coaches

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1 Program is available for North Shore Bank’s Standard, Platinum, and Business Debit Cards. Eligible cards are automatically enrolled in the Program. Cash back is limited to signature transactions. PIN transactions will not qualify for cash back. Purchases made through third parties and apps including, but not limited to food delivery apps, services, and platforms will not qualify for cash back. Terms and conditions apply. Click here for full details. Mastercard and the circles design are registered trademarks, and Mastercard Local is a trademark, of Mastercard International Incorporated. © 2024 Mastercard. All rights reserved.
 
2 North Shore Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their North Shore Bank account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 06/29/2025. Offer subject to change and partner participation. Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank (CFSB), Member FDIC. Greenlight and Community Federal Savings Bank are not affiliated with North Shore Bank and maintain their own privacy policies.

3 Two ATM transactions at non-North Shore Bank or non-Money Pass ATMs per account per statement cycle.

4 Message and data rates may apply.
 
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