CONTENTSTART
Apply Online
Schedule an Appointment
Have you outgrown that cozy two-bedroom starter home and are looking for something bigger? Perhaps your children have moved out, and it's time for you and your spouse to settle into a condo or a townhouse.

Whatever your home-buying needs may be, our team of Mortgage Loan Officers can help you get where you're going. Calculate your monthly mortgage payments and get help budgeting for your new home purchase with our helpful online calculators and resources.

Get on the Right Track with Your Mortgage

Understanding Mortgages and Home Loans

Mortgage Calculators & Coaches

Apply for Your Mortgage

View Interest Rates Visit a Branch Apply Online

Cross-Collateral Loans from North Shore Bank

Did you know that North Shore Bank's cross-collateral loans allow customers to purchase a new home before selling their existing one?

Watch the video to learn more.
Can you buy a new home before you sell your old one?

Mortgage Loan Products

  • Fixed Rate Mortgage – Find peace of mind knowing that your principal and interest payments will stay the same because the rate and term are locked for the life of your loan.
  • Adjustable Rate Mortgages (ARM) - Reduce your monthly principal and interest payment for the initial period of the loan (1, 2, 3, or 5 years) with an Adjustable Rate Mortgage. Often more flexible, an ARM can be a good option if you have unique income or asset situations when it comes to loan approval.
  • Construction Loans - With an all-in-one construction loan, North Shore Bank makes financing your new home easy while saving you money with just one application, one closing, and one loan. Our team of Mortgage Loan Officers can help you step into the home of your dreams.
  • Jumbo Loans - The size of your mortgage loan shouldn’t limit your options. Unlike other financials, North Shore Bank offers you both fixed and adjustable rate options at low mortgage rates with competitive closing costs.

Home Lending Programs

  • Home One - Low down payment option for purchase or refinance of single family property. No income or geographic restrictions.
  • Home Possible - Perfect for the entry level homebuyer for a 1-4 unit property, with low down payment and closing costs. Benefit from the security of fixed rate financing and while utilizing grant funds. Income limits do apply.
  • Wisconsin Housing and Economic Development Authority​ (WHEDA) - If qualified, this state agency may be able to help you as a first time homebuyer purchase your first home with options for a lower down payment, reduced closing costs, as well as expanded underwriting guidelines. Income limits do apply.
  • Grants for down payment - Grant funds from local, federal, public, and private agencies can often be a significant help to purchase a new home if you qualify. In many cases, grant funds do not need to be repaid. Income limits do apply.

Getting started is easy.

Apply for Your Mortgage
Apply Online
Meet with a Mortgage
Loan Officer
Find a Loan Officer
Schedule a Phone or In-Person Appointment
Schedule  an Appointment
CONTENTEND

Frequently Asked Questions