Frequently Asked Questions

What happens after I apply for a mortgage?

As soon as you complete your online mortgage application, one of our loan originators will review your request. Here’s what happens next:

  • Our loan originator will contact you to answer questions or get any extra information needed for your application 
  • A North Shore Bank application kit will be sent to you for completion while we prepare your loan for closing
  • We’ll schedule an appraisal of your new home, using an experienced local professional
  • To settle your home’s title insurance, we’ll work with your real estate agent or seller 
  • Upon receiving your application kit, the home appraisal and title work, we'll contact you to arrange a closing date
  • Before closing, your loan originator will review everything with you so there are no surprises
  • We’ll schedule your closing with the real estate agent and seller at the office of our local agent
  • You’ll take ownership of your new home


At every step, a North Shore Bank loan originator will provide you with constant status updates and the fast turnaround you want. To see for yourself, get pre-approved today at no cost.


Frequently Asked Questions