FDIC-Insured - Backed by the full faith and credit of the U.S. Government
What is ChexSystems?
The ChexSystems, Inc. network is comprised of financial institutions that regularly contribute information on mishandled checking and savings accounts to a central location. ChexSystems shares this information among institutions to help them assess the risk of opening new accounts. ChexSystems only shares information with the financial institutions and does not decide on new account openings.
FAQs
We offer Debit Rewards* on our Standard and Platinum Debit Mastercard® where you earn points with every purchase that can be redeemed for cash back, gift cards, and more.
For credit card rewards, we offer a variety of cards that provide you with opportunities to earn rewards and other perks.
* Participation in Debit Rewards requires using the Mobile App or Online Banking and accepting the terms and conditions to register your card.
There could be many reasons why your check bounced. For security reasons you must contact Customer Support at 877-672-2265.
You received a call due to suspicious activity on your debit card.
Learn more about how to protect yourself from scams with our Fraud Prevention Resource Center.
For those enrolled in eStatements by December 31 of the tax year, your 1099-INT, 1099-MISC, 1042-S, and 1098 tax forms will be available electronically in January of the following year.
If you enroll in eStatements after December 31 of the tax year (but before the tax documents are distributed), you can access your tax forms electronically and your tax forms will be mailed to you by the end of January.
If you are not enrolled in eStatements, paper tax forms will be mailed to you by the end of January.
The ChexSystems, Inc. network is comprised of financial institutions that regularly contribute information on mishandled checking and savings accounts to a central location. ChexSystems shares this information among institutions to help them assess the risk of opening new accounts. ChexSystems only shares information with the financial institutions and does not decide on new account openings.
We offer Debit Rewards* on our Standard and Platinum Debit Mastercard® where you earn points with every purchase that can be redeemed for cash back, gift cards, and more.
For credit card rewards, we offer a variety of cards that provide you with opportunities to earn rewards and other perks.
* Participation in Debit Rewards requires using the Mobile App or Online Banking and accepting the terms and conditions to register your card.
There could be many reasons why your check bounced. For security reasons you must contact Customer Support at 877-672-2265.
You received a call due to suspicious activity on your debit card.
Learn more about how to protect yourself from scams with our Fraud Prevention Resource Center.
For those enrolled in eStatements by December 31 of the tax year, your 1099-INT, 1099-MISC, 1042-S, and 1098 tax forms will be available electronically in January of the following year.
If you enroll in eStatements after December 31 of the tax year (but before the tax documents are distributed), you can access your tax forms electronically and your tax forms will be mailed to you by the end of January.
If you are not enrolled in eStatements, paper tax forms will be mailed to you by the end of January.
The ChexSystems, Inc. network is comprised of financial institutions that regularly contribute information on mishandled checking and savings accounts to a central location. ChexSystems shares this information among institutions to help them assess the risk of opening new accounts. ChexSystems only shares information with the financial institutions and does not decide on new account openings.
eStatements are free electronic statements that can be accessed within the Mobile App or Online Banking. When you sign up for eStatements, your paper statements are automatically stopped.
If you do not have estatements, enroll today using the Mobile App or Online Banking. You’ll get
- Convenient access up to 18 months of your checking or savings statements
- Email notifications that let you know when your statement is ready
- Downloadable copies of your statements to save on your computer or print
- Reduced risk of compromised account information due to mail theft
- No more shredding of paper statements
You will be assessed a fee and, depending on the payee, the check may be redeposited. Please view the current Personal Accounts Fee Schedule or Business Accounts Fee Schedule for information about fees.
There could be several reasons. There may be no funds currently available in your account or one of the accounts involved could be a passbook savings account, which does not permit such transactions.
Your account information is available 24 hours a day, 7 days a week through the Mobile App and Online Banking.
The Mobile App and Online Banking are free to all North Shore Bank personal banking customers and give you a variety of services that help you use and manage your accounts, when and where you want.
- View current account information
- Check your balance, deposit checks, review recent transactions, pay a bill, and transfer money between your accounts
- Send money to friends and family with Zelle®
- Use Bill Pay to ensure your bills are paid on time
- View up to 18 months of statements when you sign up for eStatements
- Export or download transaction information to your preferred money management program, such as Quicken®
- Take a tour of our online services
Occasionally the credit reporting agencies incorrectly interpret the data given to them each month. If you are reviewing your credit history and notice an error, please contact the credit reporting agency.
Funds from telephone transfers are available immediately if transferred between 7 a.m. and 10 p.m. CST any weekday or between 7 a.m. and 8 p.m. CST on Saturdays. Funds transferred after these hours will be available the beginning of the next business day. Funds transferred on Sunday will be available on Monday.
Currently, profile/contact information cannot be updated in the North Shore Bank Mobile App.
There are two ways you can update your contact information on file with North Shore Bank:
- Log in to Online Banking (web-based), go to Settings > Profile
- In Person – You can always stop by a nearby office and meet with us personally. Bring along a photo ID, such as a Driver's License, for identification.
For information on Wire Transfers please contact Customer Support at 877-672-2265.
There are several ways to change your personal information on file with North Shore Bank:
- Log in to Online Banking (web-based), go to Settings, then Profile
- Stop by a nearby office and meet with us personally. Bring along a photo ID, such as a Driver's License, for identification.
- By Mail - Send the completed Address Change Form to the address provided on the form
The easiest way to sign up for direct deposit is to present your payroll department with a completed Direct Deposit Enrollment Form. It will have all the information they'll need to get you started.
Your account number can be found on your eStatement, paper statement or checks (second set of numbers).
Your employer must start the direct deposit process, however, you can download a Direct Deposit Enrollment Form to expedite the process.
You can authorize direct deposit of your payroll, Social Security, retirement, Veteran's Administration benefits or almost any recurring deposits.
With direct deposit, your check is automatically and safely deposited into your account. On payday, your money is right where you need it.
Yes, you may stop in at any of our office locations for our Notary services. There is no charge for customers to use this service. Please bring along a photo ID.
Find a North Shore Bank office, Video Teller, or ATM near you
Yes. We are proud to offer a foreign currency exchange service. Please come into one of our nearby offices to convert your U.S. dollars. Rates and fees will be determined at time of service.
Find a North Shore Bank office, Video Teller or ATM near you
While paper statements are available for a fee, eStatements are free for all accounts.
If you do not have estatements, enroll today using the Mobile App or Online Banking. You’ll get
- Convenient access up to 18 months of your checking or savings statements
- Email notifications that let you know when your statement is ready
- Downloadable copies of your statements to save on your computer or print
- Reduced risk of compromised account information due to mail theft
- No more shredding of paper statements
To obtain a credit report please follow this link.
All North Shore Bank customers can also track their credit using My Credit Score, which is free through the Mobile App or within Online Banking. Your full credit report is available in My Credit Score.
Yes, if you are enrolled in eStatements, you can download and print any statement found in your document list.
If you do not have estatements, enroll today using the Mobile App or Online Banking. You’ll get
- Convenient access up to 18 months of your checking or savings statements
- Email notifications that let you know when your statement is ready
- Downloadable copies of your statements to save on your computer or print
- Reduced risk of compromised account information due to mail theft
- No more shredding of paper statements
Yes. Be sure to include a deposit slip and write your account number on the check.
Find a North Shore Bank office, ATM or loan center near you.
You can also use Mobile Deposit within the Mobile App to deposit a check anytime from your mobile device.