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Business checking accounts
for all of your needs.

Checking accounts for businesses both big and small.

 
Discover which checking account might be right for your business by answering a few questions.

What is the annual revenue of your business?

$500,000 or less
Over $500,000

Let's get to know your business.

What type of business do you have?

Informal/Casual/Club Group
LLC
Corporation
General Partnership
LLP or LP
Organization/Association

Checking accounts designed to fit your business needs

 
 
Account Benefits
Number of No Cost Items Per Month
Cost Per Item
(Over no-cost item)
Cash Deposit Fee
(For Monthly Deposits greater than $5,000)
Monthly Maintenance Fee
Requirements to Waive Monthly Maintenance Fee
eStatements Required
Basic Business
Checking
  • Free Business Debit Card
  • Quickbooks®-compatible Downloads
100
$0.50 Each
$0.18 per $100
$10 or $0
Maintain $500 average monthly collection balance 
Yes, or $7.50 Monthly
Small Business
Checking
  • Free Business Debit Card
  • Quickbooks®-compatible Downloads
250
$0.50 Each
$0.18 per $100
$15 or $0
Maintain $2,500 average monthly collection balance
Yes, or $7.50 Monthly
Business
Checking
  • Free Business Debit Card
  • Quickbooks®-compatible Downloads
500
$0.50 Each
$0.18 per $100
$25 or $0
Maintain $25,000 average monthly collected balance
Yes, or $7.50 Monthly
Business Interest
Checking
  • Free Business Debit Card
  • Quickbooks®-compatible Downloads
  • Earns Interest
150
$0.50 Each
$0.18 per $100
$15 or $0
Maintain $15,000 average monthly collected balance 
No

Specialty Business Checking Accounts

For Larger BusinessesCommercial Business CheckingDesigned for businesses that need straightforward cash management services for large complex deposit balances and high transaction volumes.
For  Nonprofit OrganizationsCommunity CheckingCommunity Checking is available to 501(c) organizations.
 

Explore additional services available to your business checking account:


You deserve a business debit card that works as hard as you do.

North Shore Bank Business Debit Card ImageWhen you can focus on what you do best, you get more done. North Shore Bank's Business Debit Mastercard®  increases your everyday efficiency with time-freeing financial tools, cash-saving discounts and fraud-protecting benefits.

Safety & Security

Cell Phone Protection – Pay your monthly cellular bill with your North Shore Bank Business Debit Card, and you are automatically covered for up to $600 – at no additional cost – if your phone is stolen or damaged.1

Mastercard ID Theft Protection™ – Defend your identity and your data. Receive detection and protection against identity theft, including monitoring, alerts and expert resolution.2

Identity Fraud Expense Reimbursement – Expenses incurred as a result of identity fraud will be reimbursed to you up to $1,000.3

Zero Liability Protection – Have peace of mind knowing that your North Shore Bank Business Debit Card protects your business against fraudulent purchases made “in-person,” over the phone, online or on mobile apps – as well as withdrawals at ATMs.4

Car Rental Insurance – Drive with extra confidence when traveling for business, here or abroad, knowing you’re protected against damage to, or theft of, a vehicle rented using your North Shore Bank Business Debit Card.5

Operational Efficiency

Mobile Receipt Management – Organize receipts in a snap. Set up Mastercard Receipt Management on your smartphone and start snapping photos of receipts for secure and efficient record keeping (to download, search “Mastercard Receipt Management” in your App Store).

Boingo WiFi – Get connected at more than 1 million hotspots worldwide on up to four devices including mobile phones, tablets and laptops. Get started now.6

Mastercard Easy Savings® – No coupons. No codes. No complicated point redemptions. Just automatic rebates when you pay with your North Shore Bank Business Debit Card at retailers, restaurants, hotels and business services across the U.S. Go to easysavings.com for more details.7

Customizable Business Controls – Enjoy greater confidence and control over business debit card usage by applying your own spending rules, limits and guidelines.

Intuit® QuickBooks® Online – Get smarter business management for less. New customers save 40% on QuickBooks® Online or 50% on Quickbooks Self Employed for 12 months.8

Intuit® Quickbooks® Online Payroll – Tackle payroll tasks with confidence. New customers get up to 40% off QuickBooks® Online Payroll for 6 months.9

Intuit® TurboTax® - Get the tax solution your business needs for less. Save up to $20 on TurboTax®.10

Salesforce Essentials - Manage sales and customer support in a single app with Salesforce Essentials. With your North Shore Bank Business Debit Mastercard, you can get the world’s leading CRM solution for small business for just $9.99 per month.11

Digital Enablement

Microsoft Advertising - Attract new audiences and build your business. Receive $125 in advertising credit after spending just $10 with Microsoft Advertising as a new customer.12

Zoho Social - Save on an all-in-one social media solution. Receive 50% off your first year of an annual or monthly subscription to Zoho Social.13

Getting started is easy. Contact a Business Banker or visit a branch to open your account.

View our Business Account Opening Checklist to find out what you'll need to provide prior to opening a Business Banking account.
 
1 Coverage provided under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. The $600 benefit amount applies to each claim, and is subject to a $50 co-pay per claim. $1,000 maximum claim benefit per 12 months. Subject to limitations and exclusions. See Mastercard Guide to Benefits for more details.
2 Benefit provided by Generali Global Assistance Inc. Certain terms, conditions and exclusions apply. See Mastercard Guide to Benefits for more details.
3 Coverage provided under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. Subject to limitations and exclusions. See Mastercard Guide to Benefits for more details.
4 Certain terms, conditions and exclusions apply. To learn more about Zero Liability, visit mastercard.com/zeroliability. Contact North Shore Bank for complete coverage terms and conditions or call 1-800-MASTERCARD for assistance. Applicable to U.S. Cardholders only. Valid for North Shore Bank Debit Mastercard.
5 Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Coverage is provided by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. See Mastercard Guide to Benefits for more details or call 1-800-MASTERCARD.
6 Terms and conditions apply. Boingo services provided by Boingo Wireless, Inc. See Mastercard Guide to Benefits for more details. ©2019 Boingo Wireless, Inc. All rights reserved. Boingo is a registered trademark of Boingo Wireless, Inc. All trademarks are the property of their respective owners.
7 Cardholder must be enrolled in the Mastercard Easy Savings Program. Payments must be made at participating merchant locations with only an eligible Mastercard card issued by a U.S. bank. PIN-based debit transactions are not eligible. Participating merchants and rebate offers subject to change. Restrictions apply. Go to easysavings.com for more details.
8 See offer terms and conditions at intuit.me/quickbooks_mc. Offer available to new customers only. Terms, conditions, pricing, special features, and service and support options subject to change without notice.
9 See QuickBooks Online Payroll Discount Offer terms and conditions at intuit.me/quickbooks_mc. Existing QuickBooks customers are not eligible to receive this offer. Terms, conditions, pricing, special features, and service and support options subject to change without notice.
10 Visit https://turbotax.intuit.com/lp/yoy/guarantees for TurboTax product guarantees and other important information. Limited time offer. Discount applies to TurboTax federal products only. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries.
11 Annual contract required. Promotional price is per user, per month, and applies to the first annual subscription only. Promotion does not apply to services added after initial checkout. Offer is non-transferrable and may not be combined with any other offer. Must complete free trial of Essentials and use a valid Mastercard Small Business card issued in the United States or Canada at checkout. Offer only available for new Salesforce Essentials customers. Sales tax may be applied where applicable. Mastercard is not responsible for provision of Salesforce services. Offer is for a limited time and subject to change without further notice.
12 For each new Microsoft Advertising customer, a credit of $125.00 will automatically be applied to the customer’s Microsoft Advertising account once such customer has spent $10.00 on Microsoft Advertising using a Mastercard small business credit, debit or prepaid card. The $125.00 credit will be applied to each participating customer’s Microsoft Advertising account after such customer has spent $10.00 in accordance with the Offer terms. Additionally, the $125.00 credit must be redeemed within 90 days of award. Valid in the U.S. for new customers only. A new customer is a customer that has not had an active Microsoft Advertising account before.
13 Terms and conditions apply. The offer is valid only for Mastercard Small Business cards issued in the United States. The offer is not applicable to existing Zoho customers and applicable only to new customers. The offer is valid only for the first-year subscription and not for subsequent renewals. Price is listed in U.S. dollars. The offer is non-transferable and cannot be exchanged for cash, check, or any form of credit. Mastercard is not responsible for the provision of any Zoho services. No two offers can be combined and no additional discount or offer will be applicable. The offer is for a limited time and subject to change without further notice.

© 2021 Mastercard. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

Still have questions?

Contact us with additional questions: Email | 877-672-2265
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