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You CHOOSE how you use your North Shore Bank Line of Credit; use it for home improvements, buying a new vehicle or boat or even Fido’s surgery.  A home equity line of credit offers the flexibility in how you use it, as well as the option to convert a portion of it to a fixed amount.
  • A flexible line of credit you choose what to use it for
  • Competitive interest rates and the ability to get a home equity with a loan to value of 80% or less
  • Fixed rate and refinance options available
  • Quick, convenient access using checks or online transfers to a North Shore Bank Checking Account
  • Secure your best rate discount by selecting the automatic payment option tied to your North Shore Bank Checking Account
  • Additional loan and rate details

 
Current Interest Rates
Frequently Asked Questions
Mortgage Loan
1098's for the previous year are sent out in January. For a duplicate 1098, contact Customer Support at 877-672-2265.

Home Equity Line of Credit (HELOC)
Please contact Customer Support at 877-672-2265.

RV, Boat or Auto Loan
Loans that are not collateralized by real estate do not automatically receive a 1098. If you would like us to prepare a statement, please contact Customer Support at 877-672-2265.

North Shore Bank's current auto loan rates are always online. We offer great rates and flexible terms.

Get the vehicle you really want.

Our auto loans come with the best terms—yours.

What’s in it for you:

  • Loans and terms designed especially for you

  • No annual fees

  • No application fees

  • Terms from 12 months to 60 months. Additional details.

  • Fast and easy online application process with quick response

Apply For Your Loan

Additional benefits:


No, we do finance private sales. Apply for an auto loan today!

Get the vehicle you really want.
Our auto loans come with the best terms—yours.


What’s in it for you:
  • Loans and terms designed especially for you
  • No annual fees
  • No application fees
  • Terms from 12 months to 60 months. Additional details.
  • Fast and easy online application process with quick response

Apply For Your Loan

 

Additional benefits:

Apply for an auto loan online now – it is easy. A Personal Banker will contact you after you complete your application.

Get the vehicle you really want.

Our auto loans come with the best terms—yours.

What’s in it for you:

  • Loans and terms designed especially for you

  • No annual fees

  • No application fees

  • Terms from 12 months to 60 months. Additional details.

  • Fast and easy online application process with quick response

Apply For Your Loan

Additional benefits:


Loan payments can be made online, at a Video Teller or branch office, or by phone.

Online Payments

  • Visit our Pay Your Loan service and follow the on-screen instructions. If you choose to set up a username and password, you will be able to access special features, such as the ability to set up recurring payments.
  • Customers who have a North Shore Bank checking, savings or money market account can utilize Online Banking or the Mobile App to make a loan payment via account transfer.


Mailing Your Payment

When mailing your payment to the address below, please include your loan account number:


North Shore Bank
PO Box 8871
Carol Stream, IL 60197-8871

In-person/Over the Phone 
Payments can be made at any of our offices or Video Tellers or on-demand by calling 877-672-2265.

Payments made after 4:30pm CST Monday through Thursday will post the following business day
Payments made after 4:30pm CST on Friday will post on Monday
One time on-demand verbal loan/lease payment fee $10.00
On-demand, pre-authorized loan/lease payment fee $5.00


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