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This plan will provide you with the opportunity to simplify the investment selection process and “diversify” within an exclusive group of investment opportunities. The letter next to each option below corresponds to the investment choices located on our Enrollment Form (Opens external PDF).
Investment Performance Summary

FDIC Insured Savings Certificates (minimum deposit of $10 per pay period)

A. North Shore Bank (NSB) Variable-Rate Certificate
Short Term Certificate
Contact Us for Details		 B. North Shore Bank Blended-Rate Certificate Long-Term Certificate
Contact Us for Details

Target Date Fund (minimum deposit of $10 per pay period)

Y. T. Rowe Price Retirement Funds
2005 2010 2015 2020 2025 2030
2035 2040 2045 2050 2055 2060

Portfolio Allocated Funds (minimum deposit of $50 per pay period)

N. Conservative Long-Term

30% - North Shore Bank CD (B)
20% - Transamerica Stock Index R (D)
10% - Federated Hermes Total Return Bond (L)
10% - Transamerica Large Growth R (G)
10% - MFS Research R2 (F)
10% - BlackRock Equity Dividend R (C)
10% - American Fund Fundamental Investors R4 (U)

O. Moderate Long-Term

10% - North Shore Bank CD (B)
10% - Transamerica Stock Index R (D)
10% - Federated Hermes Total Return Bond (L)
10% - Transamerica Large Growth R (G)
10% - American Funds EuroPacific Growth R3 (M)
10% - Transamerica Mid Cap Value Opp R (H)
10% - Janus Henderson Triton R (K)
10% - MFS Mid Cap Growth R3 (S)
10% - Undiscovered Mgrs Behavioral Value A (V)
5% - BlackRock Equity Dividend R (C)
5% - American Funds Fundamental Investors R4 (U)

P. Aggressive Long-Term

20% - American Funds EuroPacific Growth R3 (M)
15% - Transamerica Large Growth R (G)
10% - Transamerica Mid Cap Value Opp R (H)
10% - Janus Henderson Triton R (K)
10% - Transamerica Stock Index R (D)
10% - MFS Mid Cap Growth R3 (S)
10% - Undiscovered Mgrs Behavioral Value A (V)
5% - BlackRock Equity Dividend R (C)
5% - MFS Research R2 (F)
5% - American Funds Fundamental Investors R4 (U)

Mutual Funds/Bonds (minimum deposit of $10 per pay period)

L. Federated Hermes Total Return Bond Instl. R. Eaton Vance High Income Opportunities A Fund

Manage Yourself Mutual Funds/Stocks (minimum deposit of $10 per pay period)

 
VALUE
BLEND
GROWTH
Large Cap C. BlackRock Equity Dividend R G. TAP Large Growth
Mid Cap
Small Cap V. Undiscovered Mgrs Behavioral Value A Q. Goldman Sachs Small Cap Value Instl J. Nicholas Limited Edition Fund
K. Janus Triton R
International   M. EuroPacific Growth R3  

Real Estate Funds (minimum deposit of $10 per pay period)

X. Cohen & Steers Real Estate Securities A
 

Note:

  • Our representatives may not give legal or tax advice. Please consult your attorney or tax advisor for answers to your specific tax questions.
  • Your North Shore Bank 457(b) Plan can be funded by both FDIC Insured North Shore Bank certificates of deposit and/or non-Bank investments provided through TransAmerica Funds.
  • Investments held in North Shore Bank CDs are FDIC insured (options A & B listed above).
  • However, investments other than North Shore Bank CDs are NOT a deposit or other obligation of the bank or its affiliates; NOT insured by the FDIC or any other agency of the United States; are subject to investment risk, including possible loss of value.
  • All options except A & B are non-deposit investment products.
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Frequently Asked Questions