Lower Your Borrowing Costs with a Grant

Are you looking to reduce borrowing costs and make home ownership more affordable? 

If you want to buy a home and have a steady income and good credit, we can help. Through the Downpayment Plus® Program*, up to $10,000 may be available to eligible homebuyers to use toward your down payment and closing costs.

Homebuyers must meet income eligibility requirements and:
  • Contribute at least $1,000 to the purchase of the home
  • Complete pre-purchase homebuyer education and counseling
  • Live in the home as your primary residence
Ask one of our loan officers today about the Downpayment Plus Program to see if you are eligible.
North Shore Bank is committed to helping our neighbors. We can help lower your borrowing costs if you qualify for the Downpayment Plus Program.

If you're ready to step into home ownership with the Downpayment Plus Program, check out this quick video with tips to get you started and a mortgage calculator that can help you understand what your mortgage payment might be. Prefer to work with a professional? Our Mortgage Loan Officers are ready to assist every step of the way. Visit a branch or schedule an appointment to get started.

Frequently Asked Questions