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Health Savings Accounts (HSAs)

Specialized accounts just for your qualified medical expenses
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Designed for individuals enrolled in a High Deductible Health Plan (HDHP), our HSA options empower you to save tax-free funds to pay for qualified medical bills and health-related expenses. Manage your account effortlessly on our Mobile App or within Online Banking. Enjoy the convenience of Bill Pay, eStatements, and customizable real-time Account Alerts to stay informed and in control of your HSA.

Compare Your HSA Options

 
Account Benefits
HSA Debit Mastercard®
Monthly Maintenance Fee
Requirements to Waive Monthly Maintenance Fee
Interest Rate Tiers
View current interest rates.
Additional Account Details

Health Savings

Basic HSA with no hassles
Free/No Charge
$0
No monthly maintenance fee
Less than $5,000
$5,000-$9,999
$10,000-$24,999
$25,000+

Premier Health Savings

Higher interest rate tiers for those with higher balances
Free/No Charge
$20 or $0
Maintain $25,000 minimum balance
Less than $25,000
 $25,000-$99,999
 $100,000-$249,999
 $250,000-$499,999
 $500,000
View current interest rates.
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Don't Know Where to Start?


Learn More About Building Your Savings


Calculators & Coaches to Help You Save

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Getting Started is Easy

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Meet with Us

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FAQs

Yes, you can easily schedule an appointment at any of our offices or with one of our Mortgage Loan Officers through our online scheduling tool.

Contributions made by you are tax deductible. Similarly, contributions made by your employer are tax deductible to them and are excluded from your gross income. Distributions used for qualified medical expenses are free from Federal income taxes, if the expenses are not taken as an itemized deduction.

If you’re eligible, you may contribute up to the limit established by the IRS for individual or family coverage. An employer may contribute for their eligible employees within the same dollar limitations. These limits apply whether contributions are made by you, your employer or a combination of both. Contributions may accumulate from year to year. (Special rules apply if you do not remain eligible and the year you enroll in Medicare).

To view the current contribution limits, visit the IRS website.

Yes, North Shore Bank is a guarantor and a member of STAMP (Securities Transfer Agents Medallion Program). Please contact your local branch for more information. 

You can learn more by viewing our Security Statement.

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