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Account Benefits
Platinum Debit Mastercard®
Standard Debit Mastercard®
Monthly Maintenance Fee
Requirements to Waive Monthly Maintenance Fee
Overdraft Protection Transfers
Simple account with no surprises
  • No minimum balance or monthly maintenance fee
  • Your choice of Standard or Platinum Debit Card
  • Free Greenlight money app and debit card for kids1
$5/month
  • Over 33,000 free ATMs nationwide, plus two free out-of-network ATM transactions per month2
  • Free cell phone protection3
Free/No Charge
  • Over 33,000 free ATMs nationwide
$0
No account maintenance fee
Free, unlimited
Extra perks for loyal customers
  • Two no-purchase fee Gift Cards per month
  • Earns interest
  • Bonus CD rates
  • Free Greenlight money app and debit card for kids1
Free/No Charge
  • Over 33,000 free ATMs nationwide, plus two free out-of-network ATM transactions per month2
  • Free cell phone protection3
Not Available
$20 or $0
Meet one of the following:
  • A North Shore Bank-serviced mortgage
  • A HELOC
  • $25,000 in combined relationship deposit balances
  • Investment account with North Shore Investment Services
Free, unlimited
The ideal starter account
  • No minimum balance or monthly maintenance fee
Not available
Free/No Charge
  • Over 33,000 free ATMs nationwide
$0
No account maintenance fee
Free, unlimited
 

Specialty Checking Accounts

Balance Checking

Free yourself from worry about overdraft fees with a checking account that offers nationwide ATM access, a Free Standard Debit Card, and much more.

Getting Started is Easy

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1 North Shore Bank customers are eligible for the Greenlight SELECT plan at no cost when they connect their North Shore Bank account as the Greenlight funding source for the entirety of the promotion. Subject to minimum balance requirements and identity verification. Upgrades will result in additional fees. Upon termination of promotion, customers will be responsible for associated monthly fees. See terms for details. Offer ends 06/29/2025. Offer subject to change and partner participation. Greenlight is a financial technology company, not a bank. The Greenlight app facilitates banking services through Community Federal Savings Bank (CFSB), Member FDIC. Greenlight and Community Federal Savings Bank are not affiliated with North Shore Bank and maintain their own privacy policies.
2 Accounts with a Platinum Debit Card receive two free non–North Shore Bank or non-MoneyPass ATM withdrawals per statement cycle.
3 Coverage provided under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. The $600 benefit amount applies to each claim, and is subject to a $50 co-pay per claim. $1,000 maximum claim benefit per 12 months. Subject to limitations and exclusions. See Mastercard Guide to Benefits for details.
 
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. © 2025 Mastercard. All rights reserved.
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