Transfer Money

Move your money where and when you need it

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Transferring money between your North Shore Bank personal deposit accounts and your personal deposit accounts at other financial institutions is easy and secure.

Details

More control and flexibility over your money
Transfer money between your North Shore Bank accounts and external accounts at other financial institutions
Multiple transfer options: one-time, recurring and future-dated transfers
Standard and next day delivery options available
Ease and convenience – simply login to the Mobile App or Online Banking to get started

Getting started Is easy.

View a Demo

Watch the Video

Online Banking

Log into your account and click "Transfers" to get started.

Log into Online Banking

Mobile App

Log into your account and tap "Transfers" to get started.

Launch the Mobile App

FAQs

When you use North Shore Bank's personal Mobile App or Online Banking to transfer money, there may be a fee depending on the type of transfer:

Standard transfers to an external account are free
Next-day transfers to an external account incur a $3 fee per transfer
There is no fee for transferring money into your North Shore Bank accounts from an external financial institution
There is also no fee for transferring money between North Shore Bank accounts

Yes, for your protection, there is a daily and rolling 30-day limit on transfers to external accounts. To view your available limits, log in to the Mobile App or Online Banking, and select the icon next to the Amounts field to view your available limits.

For external transfers, a maximum of five external accounts may be set up in the Personal Mobile App and Online Banking.

You may cancel an external transfer as long as it’s not in a pending status. Once it appears in your account as pending, it cannot be canceled.

Transfers can only be made between personal deposit accounts that you are either the sole owner or a joint owner on. When you make a transfer, you will be required to verify account ownership at the receiving institution.

External account transfers are only available for personal deposit accounts in the Mobile App and Online Banking.

When using the personal Mobile App or Online Banking to transfer money to or from an external account, there are two delivery options available:

Standard transfers arrive in the receiving account within three business days. Transfer must be initiated by 12:00 am Central Time. For Standard transfers, you will see the debit posted to the account the money is coming from before you see the transferred amount credited to your receiving account.

Next-day transfers arrive in the receiving account on the next business day. Transfer must be initiated by 7:00 pm Central Time. You must satisfy certain criteria before having the ability to send inbound and outbound Next-Day transfers. Each account must qualify independently. Next-Day transfer qualifications include:
- Successful transfers of at least $500, either in one transfer or multiple via Standard delivery
- Seven days must have passed since the $500 in transfers were completed
- No negative or non-sufficient funds items in a 3-month period
- For Next-Day transfers only, 100% of the transaction amount must be available and the minimum available balance in the account must be at least $100

When you use North Shore Bank's personal Mobile App or Online Banking to transfer money, there may be a fee depending on the type of transfer:

Standard transfers to an external account are free
Next-day transfers to an external account incur a $3 fee per transfer
There is no fee for transferring money into your North Shore Bank accounts from an external financial institution
There is also no fee for transferring money between North Shore Bank accounts

For external transfers, a maximum of five external accounts may be set up in the Personal Mobile App and Online Banking.

You may cancel an external transfer as long as it’s not in a pending status. Once it appears in your account as pending, it cannot be canceled.

First, verify with other accountholders that they did not initiate the transfer. If they did not, contact Customer Support.

Transfer Money

Move your money where and when you need it

Details

Getting started Is easy.

FAQs

Is there a fee to use the Personal Mobile App or Online Banking to transfer money to an external account?

In the Personal Mobile App or Online Banking, is there a limit to the amount of money I can transfer to an external account?

Is there a limit to the number of personal accounts I can set up in the Personal Mobile App or Online Banking for external transfers?

I set up a transfer in the Personal Mobile App or Online Banking. What if I change my mind and no longer wish to make the transfer?

Can I use the Mobile App or Online Banking to transfer money to another person’s account?

Can I use the Mobile App or Online Banking to transfer money to another person’s account?

I transferred money to/from an external account. How quickly will my transferred funds appear in my account?

Is there a fee to use the Personal Mobile App or Online Banking to transfer money to an external account?

In the Personal Mobile App or Online Banking, is there a limit to the amount of money I can transfer to an external account?

Is there a limit to the number of personal accounts I can set up in the Personal Mobile App or Online Banking for external transfers?

I set up a transfer in the Personal Mobile App or Online Banking. What if I change my mind and no longer wish to make the transfer?

A transfer was made from my account, but I did not initiate the transfer. What should I do?