Frequently Asked Questions

What are my options when my HELOC matures?

Prior to your HELOC maturity date, you’ll need to take one of three actions:
  1. Reapply for a HELOC. Reapply now and we’ll waive the annual fee for the first year.
  2. If you have a balance on your HELOC, you can convert your remaining HELOC balance to a fixed rate loan.
  3. If you have a balance, you can pay the balance of your HELOC in full. The line of credit will expire and no longer be available for use after the maturity date.

Frequently Asked Questions