Use this calculator to determine the home equity line of credit amount you may qualify to receive. The line of credit is based on a percentage of the value of your home. The more your home is worth, the larger the line of credit. Of course, the final line of credit you receive will take into account any outstanding mortgages you might have. This includes first mortgages, second mortgages and any other debt you have secured by your home.

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Frequently Asked Questions

Loan payments can be online, over the phone, or in one of our branches.

Online Payments

Visit and follow the on-screen instructions.

Mailing Your Payment

When mailing your payment to the address below, please include your loan account number:

North Shore Bank

PO Box 8871

Carol Stream, IL 60197-8871

In-person/Over the Phone 

Payments can be made at any of our offices or on demand by calling 877-672-2265 Mon-Fri before 2:30pm.

  • After 2:30 pm payments will post the following business day
  • After 2:30 pm on Friday will post Monday
  • One time on demand verbal loan/lease payment fee $10.00
  • On-demand, pre-authorized loan/lease payment fee $5.00

For loan payoff information please contact Customer Support at 877-672-2265.

Yes, anybody can pay off the loan, although the title rights and/or responsibilities are solely of the party listed on the title and loan, unless otherwise specified.

For loan payoff information please contact Customer Support at 877-672-2265.

Yes, you will receive any balance owed to you. Please contact Customer Support at 877-672-2265 to speak about your specific situation.

North Shore Bank does offer home equity lines of credit for our customers to buy vehicles, consolidate bills, or pay off other debts. The first step is to apply online or call one of our Personal Bankers at an office near you.

Loans and Home Equity Lines of Credit

Still have questions?