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CD Account Features

  • FDIC insurance protection
  • Ladder your Certificates of Deposit (CDs) to take advantage of higher interest rates and retain frequent access to your money
Print current rates.

Promotional CD Rates

Type of Certificate Minimum Account
Balance
Interest Rate APY Interest Compounding
11-month CD $5,000 1.74% 1.75% Quarterly
23-month CD $5,000 1.74% 1.75% Quarterly
5-year CD $5,000 1.74% 1.75% Quarterly
10-year CD $5000 1.99% 2.00% Quarterly

Print current rates.

Standard CD Rates

Type of Certificate Minimum Account
Balance
Interest Rate APY Interest Compounding
91-day CD* $1,000 0.05% 0.05% Simple
6-month CD* $1,000 0.10% 0.10% Simple
1-year CD $1,000 0.20% 0.20% Quarterly
1 and a half-year CD $1,000 0.20% 0.20% Quarterly
2-year CD $1,000 0.35% 0.35% Quarterly
2 and a half-year Homeownership CD* $50, additions - any amount at any time 1.24% 1.25% Quarterly
3-year CD $1,000 0.45% 0.45% Quarterly
4-year CD $1,000 0.50% 0.50% Quarterly
5-year CD $1,000 0.75% 0.75% Quarterly
Rates are effective as of  12/05/2019. The Annual Percentage Yields (APYs) assume that the current interest rates will be in effect for one year and that the interest credited remains on deposit. Penalty for early withdrawal. A withdrawal will reduce earnings. 5 year Higher Rate Option CD - Once during the initial term of this account, the account holder may choose to have the interest rate increased to the rate then offered on a standard rate certificate of deposit whose term is closest to the remaining term of this account. 
For blended rate CDs through the 457(b) Deferred Compensation program, please contact Retirement Services.
*CD is not IRA eligible.

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