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Adjustable Rate Mortgages  

Adjustable Rate Mortgage (ARM)

An ARM may be just the key to purchasing or refinancing your home.

With a North Shore Bank Adjustable Rate Mortgage, you may qualify for a larger mortgage amount, allowing you to buy the house you really want.

What’s in it for you:

  • Up to 95% loan-to-value (LTV) available for purchasing a new home or refinancing your current home; up to 90% LTV for the construction of a new home.
  • Maximum 2% annual and 6% lifetime interest-rate-adjustment caps. ARMs usually provide an initial fixed rate term of 1, 2, 3 or 5 years and can be used to finance the purchase or construction of a new home, second home, investment property, or to refinance your existing home.
  • Learn what documents and information you’ll need to provide to apply for a North Shore Bank loan.
  • All loan servicing is done locally at North Shore Bank.

Apply For Your Mortgage

Your additional account services:

Free pre-approval or apply online 24x7.
Still have questions?  Email Us  |  Visit your neighborhood branch.  |  877.672.2265
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Routing Number: 275071356    Customer Service: 877.672.2265
Routing Number: 275071356 | Customer Service: 877.672.2265 | Member FDIC | Copyright North Shore Bank