Personal Loans

North Shore Bank's current auto loan rates are always online. We offer great rates and flexible terms.

Get the vehicle you really want.

Our auto loans come with the best terms—yours.

What’s in it for you:

• Loans and terms designed especially for you

• No annual fees

• No application fees

• Terms from 12 months to 60 months. Additional details.

• Fast and easy online application process with quick response

Apply For Your Loan

Additional benefits:

• Make your monthly payments a snap with optional automatic withdrawal from your North Shore Bank checking account

• Lease options available (contact us to learn more)

• Online Banking payments

The rate for your Home Equity Line of Credit is based on the prime rate plus an established margin determined by your individual line of credit. The rate on your line of credit changes on the 1st day of the second month following any prime rate change. If your line of credit was opened prior to Jan. 1, 2006, it is based on the prime rate published in the Wall Street Journal Money Rates section on the third Tuesday of the month. If your line of credit was opened on or after Jan. 1, 2006, the rate on your line of credit will change when the prime rate changes in the Wall Street Journal.

If you would like to apply for a loan to refinance your current home equity line of credit, please complete an online application or call an office near you.

Loans and Home Equity Lines of Credit

North Shore Bank does offer home equity lines of credit for our customers to buy vehicles, consolidate bills, or pay off other debts. The first step is to apply online or call one of our Personal Bankers at an office near you.

Loans and Home Equity Lines of Credit

An appraisal fee may be necessary, depending on the value and equity of the home.

Loans and Home Equity Lines of Credit

Mortgage Loan
1098's for the previous year are sent out in January. For a duplicate 1098, contact Customer Support at 877-672-2265.

Home Equity Line of Credit (HELOC)
Please contact Customer Support at 877-672-2265.

RV, Boat or Auto Loan
Loans that are not collateralized by real estate do not automatically receive a 1098. If you would like us to prepare a statement, please contact Customer Support at 877-672-2265.

No, we do finance private sales. Apply for an auto loan today!

Get the vehicle you really want.
Our auto loans come with the best terms—yours.

What’s in it for you:

• Loans and terms designed especially for you
• No annual fees
• No application fees
• Terms from 12 months to 60 months. Additional details.
• Fast and easy online application process with quick response

Apply For Your Loan

 

Additional benefits:

• Make your monthly payments a snap with optional automatic withdrawal from your North Shore Bank checking account
• Lease options available (contact us to learn more)
• Online Banking payments

Apply for an auto loan online now – it is easy. A Personal Banker will contact you after you complete your application.

Get the vehicle you really want.

Our auto loans come with the best terms—yours.

What’s in it for you:

• Loans and terms designed especially for you

• No annual fees

• No application fees

• Terms from 12 months to 60 months. Additional details.

• Fast and easy online application process with quick response

Apply For Your Loan

Additional benefits:

• Make your monthly payments a snap with optional automatic withdrawal from your North Shore Bank checking account

• Lease options available (contact us to learn more)

• Online Bankingpayments

Loan payments can be made online, at a Video Teller or branch office, or by phone.

Online Payments

• Visit our Pay Your Loan service and follow the on-screen instructions. If you choose to set up a username and password, you will be able to access special features, such as the ability to set up recurring payments.
• Customers who have a North Shore Bank checking, savings or money market account can utilize Online Banking or the Mobile App to make a loan payment via account transfer.

Mailing Your Payment

When mailing your payment to the address below, please include your loan account number:

North Shore Bank
PO Box 8871
Carol Stream, IL 60197-8871

In-person/Over the Phone 
Payments can be made at any of our offices or Video Tellers or on-demand by calling 877-672-2265.

Payments made after 4:30pm CST Monday through Thursday will post the following business day
Payments made after 4:30pm CST on Friday will post on Monday
One time on-demand verbal loan/lease payment fee $10.00
On-demand, pre-authorized loan/lease payment fee $5.00

Mortgage loans and Home Equity Lines of Credit (HELOC) have a 15-day grace period. 

Consumer loans (RV, Boat or Auto) have a 10-day grace period.

Home Equity Line of Credit (HELOC)
The monthly payment due is interest only.                                                                                                   

RV, Boat, Camper or Auto Loan
Your billing statement amount due may be less than your contractual amount because of past additional payments you have made. Your loan allows you the ability to pay your account ahead without a penalty. 

For more details on how your payment is applied please contact Customer Support at 877-672-2265.

Mortgage Loan
Please contact Customer Support at 877-672-2265.  

Home Equity Line of Credit (HELOC)
The monthly payment due is interest only.                                                                                                   

RV, Boat, Camper or Auto Loan
Your billing statement amount due may be less than your contractual amount because of past additional payments you have made. Your loan allows you the ability to pay your account ahead without a penalty. 

For more details on how your payment is applied please contact Customer Support at 877-672-2265.

Mortgage Loan
Please contact Customer Support at 877-672-2265.  
 

Mortgage and Home Equity Line of Credit (HELOC)
Please send a written payoff request and a signed authorization. These requests can be faxed to: 262-797-3832. Mortgage and HELOC payoffs are generally quoted for a specific date.                                       
Consumer Loan (RV, Boat & Auto)
You may call Customer Support at 877-672-2265, and verbally authorize a payoff statement be sent to your financial institution. If the financial institution or insurance company is making the request, they must send a written payoff request with a signed customer authorization. These requests may be faxed to 262-797-3832.  Quotes for consumer loan payoffs are good for 10 days.

If you have additional questions, please contact Customer Support at 877-672-2265.

North Shore Bank requires proof of insurance on loan collateral. 

To ensure we have all the information we need, please provide us with a copy of your insurance declaration page showing North Shore Bank as the mortgagee or loss payee.

Please verify the mortgagee clause is listed as follows:
North Shore Bank ISAOA
15700 W Bluemound Rd.
Brookfield, WI 53005                                                                                                                   

You can mail, fax or email your proof of insurance documents.

RV, Boat or Auto Loan
North Shore Bank
PO Box 390472
Minneapolis, MN 55439
Fax: 800-333-9960
Online: www.insuranceservicecenter.com

Mortgage Loan
North Shore Bank
Attn: Loan Servicing Dept
15700 W Bluemound Rd
Brookfield, WI 53005
Fax: 262-787-6897
Email: loaninsurance@northshorebank.com

Home Equity Line of Credit (HELOC)
North Shore Bank
Attn: Loan Servicing Dept
15700 W Bluemound Rd
Brookfield, WI 53005
Fax: 262-787-6897
Email: loaninsurance@northshorebank.com

RV, Boat, Camper or Auto Loan
You can change your due date after you have satisfied the first payment of your loan contract. Please contact Customer Support at 877-672-2265 to get started. 

Mortgage Loan
The option to change your due date is not available.

Home Equity Line of Credit (HELOC)
The option to change your due date is not available.

You can find your interest rate on your monthly loan statement or in Online Banking or the Mobile App.

Yes,  you can make a principal-only payment using Online Banking or the Mobile App. Your loan must be current and the interest due satisfied. 

You can expect to receive these documents in the mail within about 30 days after paying off your loan.

If your loan is secured with real estate, a mortgage satisfaction document will be mailed directly to the Register of Deeds for the county in which the mortgage was filed. It may take up to three months for this document to be returned.

If your loan is secured by a vehicle, boat, or other titled collateral, a lien release will be mailed with your paid loan documents. Be sure not to discard or destroy this release, as you will need it to remove our lien.

Should you need a replacement lien release, a fee will be charged. For more information about lien releases, please contact Customer Support at 877-672-2265.

For Mortgage, Home Equity Line of Credit (HELOC), RV, Boat or Auto loan payoff information, please contact Customer Support at 877-672-2265. 

Yes, each request will be reviewed differently, decisions will be made based each loan itself (term, rate, value).

You can apply for an auto loan online, even if you have not found the car you want yet, we will just need an approximate loan amount.

Learn more about our auto loans or apply online. 

Yes, we will pull a credit report to calculate the best option. Though a credit report is helpful in the decision making process, it’s not the only record we review that determines decision.

Loans and Home Equity Lines of Credit

Yes, anybody can pay off the loan, although the title rights and/or responsibilities are solely of the party listed on the title and loan, unless otherwise specified.

For loan payoff information please contact Customer Support at 877-672-2265.

Yes, you will receive any balance owed to you. Please contact Customer Support at 877-672-2265 to speak about your specific situation.

We do not offer payday type loans.

Loans and Home Equity Lines of Credit

There are several definitions of "good credit". If you have had credit difficulties in the past, the best way to find out if we can assist you is to apply for a loan.

Loans and Home Equity Lines of Credit

To check the status of a loan application please contact your Personal Banker or Loan Officer.

Find a North Shore Bank office, ATM or loan center near you.

Yes, we offer motorcycle loans. Apply for your motorcycle loan online today, the application is available 24/7. Or apply in person. You are always welcome to apply at one of our office locations.

Loans and Home Equity Lines of Credit

In most cases we are able to respond to your loan application within the same business day.

Loans and Home Equity Lines of Credit

Loan qualifications differ depending on which loan you are applying for. The best way to find out if you qualify for a loan is to apply.

Loans and Home Equity Lines of Credit

Depending on your credit profile will determine your interest rate. The better your credit the better your interest rate. North Shore Bank does not have risk based lending for non-business loans.

Loans and Home Equity Lines of Credit

North Shore Bank offers a wide variety of construction loans. View the Mortgage Home Loans that we offer.

When you have an auto loan with North Shore Bank it is required that you carry full coverage that includes comprehensive and collision for the value of the loan.

10 business days after the pay off funds are received we will send the lien release or title for loans prior to 7/30/12. If the loan was made after 7/30/12, then the lien will be released electronically and the state will send you the title.