Personal Loans

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Rest assured that we’re here to help. If you’re facing unexpected auto repair bills, home expenses, or other challenging occasions, look to The Bank of You. When you apply for a personal loan, you’ll experience a fast application approval and closing to get you the funds you need quickly. Also, there’s no application fee and no annual fee and terms from 12 to 24 months. You can apply online anytime or visit your nearby branch.

As a loan customer, you qualify for our Perks Checking Account that comes with extra benefits like a contactless Debit Mastercard®, bonus CD rates, and check-printing discounts. Plus, you earn interest in on the balance in your account. Ask your banker to learn more.

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Frequently Asked Questions

How do I request a duplicate lien release?

Can you send a 10-day loan payoff quote to my bank or credit union?

How can I make a mortgage or consumer loan payment?

What are your current auto loan rates?

How do I apply to refinance my auto loan?

If I get an auto loan through North Shore Bank do I have to purchase a car from an auto dealer?

Where should I send proof of insurance related to my loan?

Can I change the due date on my loan?

Can I get a 1098 tax form for the interest paid on my loan?

What is the interest rate on my loan?

How soon should I expect to receive my paid loan papers and lien release after I pay off my consumer loan with the bank?

Do I have a grace period on my loan or do I need to pay on my due date?

Why does my loan statement have a different amount due rather than the normal payment amount?

Can I make a principal only payment online?

I want to payoff my loan. Where do I send the loan payoff funds?

What is my loan payoff amount?

How do I check the status of a loan application?

How is the rate determined for my Home Equity Line of Credit?

How do I apply to refinance my home equity loan?

Do you offer home equity lines of credit?

Are there closing costs associated with a Home Equity Line of Credit?

Why does my loan statement say I don't owe a payment until later in the future?

Can I apply for work out assistance on all my loans If I have more than one?

Can I apply for an auto loan if I have not found the car I want yet?

Can I apply for a loan even if I am coming out of bankruptcy?

Can my loan be paid off by a third party?

Do I get credit if the payoff balance is less than the Gap insurance is willing to pay?

Do you offer payday loans?

If I have bad credit, can I qualify for an auto loan?

Do you have loans for motorcycles?

How long does a loan approval take?

How can I qualify for a loan?

What do you mean by risk based lending?

Do you offer construction loans?

What insurance requirements do you have for auto loans?

How long will it take to receive a vehicle title when a customer pays their auto loan off?

Apply for your motorcycle loan online today