All of our checking accounts come with:

  • Monthly maintenance fees waived for the first 3 months
  • Person-to-person payments with Popmoney
  • ​Online, Mobile and Telephone Banking
  • Choose between Platinum and Standard Debit Mastercard®
  • Free Online Bill Pay
  • Free coin counting
  • Money Management tools within Online Banking
 
 
Account Benefits
Standard Debit Mastercard
Platinum Debit Card Mastercard
Monthly Maintenance Fee
Waived for the first 3 months
Requirements to Waive Monthly Maintenance Fee
eStatements Required
Platinum Checking
  • Platinum Debit Card
  • Bonus CD Rates
  • No-Fee Money Orders
  • Free Checks (1 box/year)1
  • Earns Interest
Not Available
Free
$20 or $0
Meet 1 of the following:
  • $35,000 combined relationship balance in deposits, mortgage, home equity and/or consumer loans
  • Investment account with North Shore Investment Services
No
Perks Checking
  • Choose between Standard or Platinum Debit Card
  • Bonus CD Rates
  • 50% off Checks1
  • Earns Interest
Free
$4/month
$12 or $0
Meet 1 of the following:
  • Minimum daily checking balance of $2,000
  • $5,000 in relationship deposit balances
  • Any North Shore Bank loan
  • Current or retired member of the U.S. Armed Forces
Yes, or $2 Monthly
Free Checking
  • Choose between Standard or Platinum Debit Card
Free
$4/month
$0
  • No maintenance fee
Yes, or $2 Monthly
60+ Checking
  • Choose between Standard or Platinum Debit Card
  • Bonus CD Rates
  • 50% off Checks1
  • Earns Interest
Free
$4/month
$10 or $0
Primary account holder is 60 years or older and meets 1 of the following:
  • Direct Deposit
  • Minimum daily checking balance of $2,000
  • $5,000 in relationship deposit balances
  • Any North Shore Bank loan
No
Student Checking
  • Standard Debit Card
Ask your banker
Not Available
$0
  • No maintenance fee
  • Available to students 13-23 years of age
No

Debit cards for every you.

Choose the debit card that’s right for you and your lifestyle. Just need the basics? Go Standard. Want some extra perks? Go Platinum for a small fee.
 
33,000 Free ATMs
Free access through the MoneyPass ATM network
Debit Card Controls
Set up eAlerts to monitor transaction activity on your card, as well as prevent unauthorized use with lock and unlock controls
My Cash Back Rewards2
Earn cash back at your favorite retailers
Zero Liability
Provides protection against unauthorized purchases
ID Theft Protection
Access to a number of Identity Theft resolution services, should you believe you are the victim of Identity Theft
Cell Phone Protection3
Up to $600 per claim ($1,000 annually) to cover damage or theft
Boingo Wifi4
Free Wifi access at over 1 million hotspots worldwide
Identity Fraud Expense Reimbursement5
Reimbursement for losses incurred as a result of identity fraud
Additional Mastercard Benefits:
Extended Warranty, Satisfaction Guarantee
Mastercard Guide to Benefits
Monthly Fee
Platinum Debit Card Platinum Debit Card
Available.
Available.
Available.
Available.
Available.
Available.
Available.
Available.
Available.
$4 monthly fee (waived for Platinum Checking)
Standard Debit Card Standard Debit Card
Available.
Available.
Available.
Available.
Available.
 
 
 
 
No monthly fee
1. Applies to North Shore Bank exclusive wallet or duplicate check styles. 
2. Offers are available from participating merchants. Your personal banking information is not shared with the merchants participating in North Shore Bank’s My Cash Back Rewards. You must be enrolled in North Shore Bank Online Banking or Mobile Banking to participate in our My Cash Back Rewards program and have an eligible North Shore Bank Debit Card. Earned cash back will be credited into an eligible deposit account at the end of the next month following redemption. For more information, please read the programs full terms and conditions.
3. Coverage provided under a group insurance policy issued by New Hampshire Insurance Company, an AIG company. Policy provides secondary coverage only. The $600 benefit amount applies to each claim, and is subject to a $50 co-pay per claim. $1,000 maximum claim benefit per 12 months. Subject to limitations and exclusions.
4. Terms and conditions apply. Boingo services provided by Boingo Wireless, Inc. See Mastercard Platinum Guide to Benefits for full details. ©2019 Boingo Wireless, Inc. All rights reserved. Boingo is a registered trademark of Boingo Wireless, Inc. All trademarks are the property of their respective owners.
5. Benefit provided by Generali Global Assistance Inc. Certain terms, conditions, and exclusions apply. See Mastercard Platinum Guide to Benefits for more details.