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Frequently Asked Questions

What kinds of mortgages does North Shore Bank offer?

You’ll find a variety of home financing options on our mortgage home loans page, including:

  • Fixed rate mortgages that securely lock in one low interest rate and monthly payment over the life of your loan
  • Adjustable rate mortgages that can make a great home more affordable with lower upfront payments 
  • Primary home mortgages with terms ranging from 3 to 30 years 
  • Home equity lines of credit that let you finance improvements or get needed cash, using the value of your current home 
  • No closing cost loans and non-qualified mortgage loans
  • Multi-family and commercial mortgage loans

 

Finding the best mortgage also means finding the best terms, so talk to one of our loan professionals for answers and advice. Is a 10-year term a better fit for you than 30 years – or do you want a smaller down payment and lower monthly payment? Do you like the security of fixed rates, or can an adjustable rate mortgage help you afford the home you really want?

We can walk you through all the possibilities. Simply call 877-672-2265. There’s no obligation – just good advice you can trust. You can also get pre-approved in as little as a few minutes. It’s easier than you think!

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Frequently Asked Questions