Frequently Asked Questions

What are the contribution limits for an HSA?

If you’re eligible, you may contribute up to the limit established by the IRS for individual or family coverage.

Also, as an eligible individual, you may contribute an extra ‘‘catch-up’’ amount from age 55 until you’re enrolled in Medicare. However, eligible spouses may not contribute their ‘‘catch-up’’ amounts to the same HSA. Instead, each must have their own HSA. You may make contributions in the current year for the previous year if you’re eligible and if your contribution is made by the tax-filing deadline (excluding extensions).

To view the current contribution limits, visit the IRS website.

Frequently Asked Questions