Get this Black Friday deal early!
It’s Black Friday all week long and now’s the perfect time to cash in on your home’s equity. Take advantage of our Black Friday no-cost appraisal* offer on these special 10-year promotional rates or check out our other Home Equity Line of Credit options.
 

Mortgage-free In 10 Years

As a first position loan, you can refinance your existing mortgage balance and other debt into one monthly payment.
2.99% APR1
Fixed Rate for 120 months
4.00% APR
Non-promotional rate

Sample payment on a $20,000 loan 2.99% APR 1 for 120 months $193.03

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Update Your Home & Consolidate Debt

Use your home’s equity to make improvements to your house with a single loan. Or save money by consolidating higher-rate credit card balances and other bills.
3.50% APR2
Fixed Rate for 120 months
4.00% APR
Non-promotional rate

Sample payment on a $20,000 loan 3.50% APR2 for 120 months $197.77

Apply

We're here for you!

If you have questions before applying for your home equity line of credit, drop us a line, and one of our knowledgeable loan specialists will be in touch.

Fields marked with an "*" are required.
 

Let's get started.

Our experienced loan officers will be happy to run the numbers for you. Apply online anytime, call customer service at 877-672-2265 or schedule an appointment today.
Apply by 11/30/2020. Close and convert to fixed rate by 12/31/2020. For loan amounts that have not been converted to a fixed rate, the variable non-promotional APR will apply. Payments do not include taxes and required property insurance premiums and the actual payment obligation may be greater. As of 9/13/2020, the non-promotional rate is 4.00% APR for a line less than $25,000 and assumes a no closing cost transaction with auto-pay from a NSB deposit account. The home equity line of credit is a variable rate loan with a maximum rate of 19.90% APR and a minimum rate of 4.00% APR. Paying the minimum interest only monthly payments will not repay the principal that is outstanding on your line; you will be required to pay the entire outstanding balance in a single payment (balloon payment) at the end of the initial loan term, at the end of any extensions or renewals granted by Bank, or when you terminate the line. A $60 annual fee may apply. Closing costs may be charged for loans exceeding $100,000. Subject to loan approval. For new Home Equity Lines of Credit only.

Offer available for well-qualified borrowers applying for a new home equity lines of credit of $50,000 or more or an existing home equity line of credit increase of $50,000 or more.  Offer requires auto-payment from a North Shore Bank deposit account.  Appraisal cost may apply if required due to credit score. Application must be received by November 30, 2020.

1 . Advertised fixed-rate assumes a no closing cost transaction with a loan to value not to exceed 75%. 2.99% APR for 120 months must be a first lien. Assuming a fixed-rate Home Equity Line of Credit conversion loan of $20,000, monthly payments will be $193.03 per month at 2.99% APR for 120 months.

2. Advertised fixed-rate of 3.50% APR for 120 months assumes a no closing cost transaction with a loan to value not to exceed 70%. 3.50% APR for 120 months must be a second-position lien. Assuming a fixed-rate Home Equity Line of Credit conversion loan of $20,000, monthly payments will be $197.77 per month at 3.50% APR for 120 months.

Still have questions?

Contact us with additional questions: Email | 877-672-2265