The Benefits of Good Credit


Having a good credit history shows that you reliably repay borrowed money. That is reassuring to many lenders you will encounter in the future and makes you a more desirable customer. Here are a few ways good credit can give you a leg up and even save you money.

It's Never Too Early (or Too Late) to Learn About Savings!

05/31/2023Whether you have a piggy bank or a 401k, there’s always something to learn about how to save money. North Shore Bank is happy to provide resources for all ages through our Personal Banking Learning Center.

What to Consider When Getting your First Job

05/31/2023When you get your first job, it’s a big and exciting milestone! No matter what type of job you have or are interested in getting in the near future, it’s important to make sure you’re practicing healthy financial budgeting.

Best Practices for Business Fraud Prevention and Being a Scam-Savvy Consumer

03/23/2023The age of communication and information overload has brought with it a stealth and significant risk: a seemingly endless supply of phishing, fraud and scams. We’ve all gotten – and hopefully ignored or reported – emails about an unexpected inheritance or robotic phone messages about an extended car warranty. But, when it comes to operating a business, the stakes can be even higher.

Lower Your Borrowing Costs with a Grant

02/07/2023Are you looking to reduce borrowing costs and make home ownership more affordable? If you want to buy a home and have a steady income and good credit, we can help. Through the Downpayment Plus® Program*, up to $10,000 may be available to eligible homebuyers to use toward your down payment and closing costs.

Put Your Best Financial Foot Forward in the New Year

01/03/2023From time-tested to high-tech, let the team at North Shore Bank help you put your best financial foot forward this year!

Netflix and Hulu and Audible, Oh My! How Can You Save on Subscription Services?

12/08/2022We’ve probably all been guilty to some degree of failing to cancel a free trial or signing up for a service that goes mostly unused. If a subscription sweep is on your list of things to do to work toward financial fitness, consider the following strategies to help you get started.

Make Online Shopping a Snap When You Save Your North Shore Bank Debit Card with Favorite Retailers

12/05/2022If you’re among the 75% of people who shop online at least once a month, you can add efficiency and convenience by saving your North Shore Bank Debit Mastercard as your preferred payment method with your favorite retailers including Amazon, Etsy, DoorDash, CVS, Walmart and many more.

Understanding Adjustable Rate Mortgages: The Right Choice for You?

08/24/2022Those who have a fixed rate mortgage know their interest rate is set for the duration of their mortgage. It might feel safer because it is predictable and won’t change. On the flip side, the words “adjustable rate mortgage” carry with them some level of uncertainty.

Meet with us Virtually

03/31/2022Virtual Appointments let you connect with us from your home, office, or anywhere using your camera-enabled phone, tablet, or computer. Simply select "Virtual" when you schedule an appointment.

What Factors Can Help Increase Your Property Value?

07/26/2021For most people, their home is their largest financial investment and asset. Ideally – over time and with every mortgage payment made – the value you have in your home increases, which should translate to increased potential for profit when it comes time to sell. Despite inevitable economic ups and downs, it’s important to take the long view when considering your home’s eventual profit potential.

HELOC: Benefits and Financial Flexibility for Homeowners

07/22/2021No matter if the need to access funds is for fun or out of necessity, a home equity line of credit (HELOC) is one of the most common and easiest ways to convert your home’s value into cash. By establishing a HELOC now, you’re prepared and ready to leverage your equity.

Payment Processing Solutions Made Simple for Business

07/22/2021North Shore Bank can help guide businesses to the most secure and efficient solutions for accepting payments – whether from other vendors or from customers – for businesses of all shapes and sizes. What follows is a quick overview of online options and cashless considerations for businesses.

Maintaining Your Home & Planning for the Future

05/10/2021So, you purchased a home – congratulations! Now comes the challenging (but rewarding!) work of maintaining it.

Insuring Your Future: Navigating Insurance

05/10/2021Home Insurance is absolutely essential to protect what is likely your largest investment: your home.

Making a Down Payment: How Much Do I Need?

05/10/2021A lot goes into buying a home, but one of the biggest hurdles for many is saving enough for a down payment.

Financing New Home Construction: Can I Build?

05/10/2021So, you think you want to build a new home? Or, maybe you’re wondering if you can?  

Selecting a Mortgage Product: What’s Right for You?

05/10/2021Not all mortgages are the same, and it's important to understand the benefits and disadvantages of each mortgage type before purchasing a home.

Preparing to Buy: How Much Can You Afford?

05/07/2021If you're planning to buy a home (whether it’s your first home or you’re making a move), you probably have good reasons for your decision.

Beginning Investing

05/06/2021As logical as it might seem to look for the perfect stock or bond and make it your investment of choice, that’s not the best approach to meeting your financial goals.

Managing Debt

05/06/2021Even if you're financially responsible, life's unpredictable nature can sometimes catch you off guard, making it dangerously easy to fall into debt.

Building Credit & Best Practices for Credit Cards

05/06/2021Understanding the importance of building and maintaining your credit score.

Saving for Emergencies

05/06/2021When emergencies and unexpected situations strike, it’s important to be prepared and make wise decisions.

Supporting your Local Community

05/06/2021There are plenty of things everyone can do to help support their local community.

Budgeting Made Simple: The 50/30/20 Rule

05/06/2021Your budget is a way to stick to your saving goals. If you have a partner, having one household budget is essential for having a good sense of where you stand financially together.

Life Insurance and Wills

05/06/2021Life insurance and wills aren’t things people like to talk about. After all, planning for the financial impact of your death isn't an easy thing to do—but it's essential.

Retirement and 401ks

05/06/2021Even if you’re just starting your first real job—actually, especially if you’re just starting your first real job—it’s time to start thinking about retirement.

Health Insurance

05/06/2021One of your biggest financial risks is confronting unexpected expenses that your family can’t afford, no matter how careful you are with your money.

Teaching Children about Money

05/05/2021One of the most important things you can teach your children is how to manage money and invest for the future.

Preparing for the Expenses of Parenthood

05/05/2021Parenthood is a fulfilling experience that requires careful planning and consideration.

Talking to your Partner about Money

05/04/2021When it comes to talking with a spouse or partner about money, many people shy away. It can be scary — but it doesn’t have to be.

Making a Down Payment on a House

02/01/2021A lot goes into buying a home, but one of the biggest hurdles for many is saving enough for a down payment.

Buying a Home

12/15/2020Start by defining your goals. Consider where you want to live, the features you're looking for, what you can afford, and a realistic date for having the money you'll need. Then apply your knowledge to making this key decision.

Reasons to Refinance Your Auto

12/15/2020Refinancing can be beneficial if everything lines up in your favor. What can you get out of it? The list is long and exciting for someone stuck with loan payments that they aren’t happy with.

What a Car Loan Costs

12/15/2020When shopping for a car, it's usually best to start by shopping for a car loan. When you’re shopping for a car loan, remember that what it costs you to borrow depends on three things...

What You Should Know Before Making a Down Payment on a House

12/15/2020A lot goes into buying a home, but one of the biggest hurdles for many is saving enough for a down payment.

Teaching Kids to Save

04/17/2020Everyday spending habits can have far more impact on our financial future than any single investment decision we may make. The earlier we can teach children about earning interest versus paying it, the better prepared they will be to manage their own finances.

Piggy Bank Lessons

04/15/2020Here are a few fun and useful lessons about money for our little savers. There’s a message in each of these old sayings.

Raising Money-Smart Kids

04/15/2020Teaching kids to save is important. But what should kids learn at each age? Here’s a chart to help you talk to your kids about money, introducing the right topics at the right age.

Is Now the Right Time to Refinance Your Mortgage?

01/02/2020A refinanced loan can yield lower interest rates, fund a future endeavor, help with debt consolidation or shave off some years on your financial commitment. There are costs involved with refinancing, so it is a decision to make after doing the proper diligence.

Why Every Homeowner Needs a HELOC

12/19/2019If there’s one thing of which homeowners can be sure, it’s that owning a home comes with unexpected expenses – and that those expenses often come up at the most inopportune times. A roof leaks, a water heater blows or the furnace fails on the coldest day of the year … or just in advance of when the in-laws are expected to arrive.

What are the Pros and Cons of Getting a New Home Estimate

05/23/2019What are the benefits and drawbacks of a new estimate for your home?

When To Open Your Kid's Savings Account

04/03/2019It’s never too early to start saving money, which is why a growing number of parents are opening savings accounts for their children.

Podcast: Planning for Your Mortgage

03/13/2019If you're a first-time homebuyer, you might have a number of questions regarding the home lending process. Here to help you plan for your mortgage is Susan Liedel, one of our Mortgage Loan Professionals.

Pros and Cons of Having an Emergency Fund

03/04/2019Is establishing an emergency fund always the right decision for your situation? 

Does the 4 Percent Rule Still Work?

02/28/2019How well does this long-trusted rule of thumb still hold up?

Podcast: Answering our Top Five Mortgage Questions

02/27/2019We get a lot of questions about home buying, and here are a few that stand out as our "top five".

Saturday is Family Free Day at the Milwaukee County Zoo!

02/25/2019Visit the Milwaukee County Zoo on Saturday, March 2. Admission is free all day. Family Free Day is sponsored by North Shore Bank and Fox 6. 

Recapping the February 22 Focus on Manufacturing Breakfast

02/25/2019On Feb. 22, North Shore Bank partnered with the Wisconsin Manufacturers & Commerce to present the 2019 Focus on Manufacturing Breakfast at the Pfister Hotel in Milwaukee. 

7 Ways to Make Your Tax Refund Count

02/25/2019As many Americans receive their refunds this year, the American Bankers Association has highlighted seven tips to help them use the money wisely.

Know the Differences between Simple and Compound Interest

02/07/2019Don’t let your compound interest loans spiral out of control.

Capping Off a Great Green Bay Gamblers Hat Night

02/07/2019North Shore Bank employees and their families helped at the Green Bay Gamblers Hat Night on February 1, handing out free headwear to the first 1,000 people through the gates for the hockey game.

3 Steps To Position Your Product in the Proper Market Context

02/06/2019Successful businesses know that having a good product is only part of the battle. Even if you are the best at what you do, that could mean very little if your brand is unable to set itself apart from the competition and capture customers. Positioning your product in the proper market context can help with that.

5 Ways to Decrease Costs for Your Company

02/06/2019With a bit of thought and creativity, you can decrease costs for your business in ways that won’t disrupt your goals or productivity. In fact, careful cost-cutting could even help your company operate more efficiently and serve customers more effectively.

Employees Judge Ice Sculptures at Greendale Winterfest

02/05/2019North Shore Bank’s Greendale and Southridge branches sponsored Winterfest 2019 in Greendale on February 2.

Top Accounting Challenges for Most Businesses

02/04/2019No matter what sector your business is in, proper accounting is crucial to your success. There are a variety of options you can choose from to help you manage your money, but none are completely perfect. Consider these common challenges businesses like yours often face while tracking financial operations and transactions throughout the year.

Getting a Loan and Choosing a Lender: What You Need to Know

01/28/2019Preparation is key to navigating today’s housing market.

Podcast: Should You Save Your Credit Card Information Online?

11/01/2017If you shop online frequently, the question of whether it is safe to store credit card information online for the purposes of faster and easier check outs is a valid one that can be approached a number of ways.

Podcast: What is Escrow and How Does it Work?

10/11/2017Allow this guide to help you understand what escrow is and the ways in which it comes into play during a home buying transaction.

Podcast: Four of the Best Ways to Grow Your Savings Account

10/28/2016If you have a savings account or are thinking about opening one, it’s apparent that one of your biggest priorities is already saving money.

Podcast: 9 Ways to Avoid Ransomware Attacks

10/13/2016Here are nine tips you can use to keep your personal and business files safe from ransomware attacks.

Podcast - Accumulating a Down Payment for Your First Home

09/08/2016Unlike interest rates, property taxes and insurance rates, you decide how much you borrow and therefore how large your monthly mortgage payments will be.

Advice for Getting a Down Payment

08/29/2016The size of a down payment on a home is the most important factor in determining your monthly payment.

Podcast - Financing Life's Big Events

08/10/2016Episode 14 of the In Your Interest Podcast

Podcast - Respecting Your Customers


Going the extra mile for your customers can pay big dividends for your business. In this episode of our podcast, we discuss five of the ways you can keep your customers.

Podcast - Estate Planning with a New Baby

06/15/2016While you may think that estate planning is just about dealing with potential estate taxes, there are several other issues that are perhaps currently more important than potential estate taxes. Caring for your new baby needs to include caring about estate planning.

Podcast - Five Tips to Help Protect Older Americans from Financial Fraud

06/01/2016Taking steps to protect yourself from identity theft and financial fraud can be an ever-evolving challenge.

North Shore Bank's In Your Interest Podcast - 9 Essential Tips to Prepare Your House for Sale

05/18/2016Get your home in top shape to sell with these nine easy and effective tips.

North Shore Bank's In Your Interest Podcast - What to Keep, What to Toss?

05/05/2016Knowing what personal documents you can keep, and how long you need to hold onto them, can be an important part of de-cluttering and organizing your home or office.

Note to Homebuyers: A Solid Pre-Approval Letter is Key

04/29/2016With many homes drawing multiple offers within a few days or even just hours after hitting the market, real estate agents are advising would-be buyers to nail down a solid mortgage loan pre-approval before they start looking.

North Shore Bank's In Your Interest Podcast - Five Simple Spring Cleaning Tips

04/20/2016Spring is the perfect time to clear out clutter and organize your home. In this episode of the In Your Interest Podcast, we discuss five tips that you can use during your Spring Cleaning.

North Shore Bank's In Your Interest Podcast - Episode 7

04/06/2016Collateral can be an important factor in the loan application process. In this episode of the In Your Interest Podcast, we examine what collateral is, what qualifies as collateral, and how it can help you.

North Shore Bank's In Your Interest Podcast - Episode 6

03/24/2016In this episode of In Your Interest, we take a look at ten tax savings tips that you can use year-round.

North Shore Bank's In Your Interest Podcast - Episode 5

03/09/2016Managing your finances perfectly can be difficult, if not impossible. But there are some good steps to take that will save you time and help you accumulate funds for any financial objective.

North Shore Bank's In Your Interest Podcast - Episode 4

02/24/2016Developing a marketing plan for your small business can be a fairly simple exercise. Think of it as a basic road map to help you get where you want to go, growing your business and brand along the way.

North Shore Bank's In Your Interest Podcast - Episode 3

02/10/2016Four Top Reasons to Apply for a Home Equity Loan

North Shore Bank's In Your Interest Podcast - Episode 2

01/27/2016Welcome to North Shore Bank's In Your Interest Podcast. Today we're discussing the benefits you can get from setting up direct deposit.

North Shore Bank's In Your Interest Podcast - Episode 1

01/13/2016Welcome to North Shore Bank's In Your Interest Podcast. Today we're sharing ten ways you can easily manage your finances with Online Banking.

10 Reasons to Consider Using Online Banking to Help Manage Your Finances

09/30/2015From checking balances to transferring money and paying bills, there are many ways you can maintain your finances using online tools.

Meeting with a Mortgage Lender

04/03/2015So, you're interested in purchasing a new home. Before congratulations are in order, you have to be approved for a mortgage. They will help you navigate the process.

Four of the Best Ways to Grow Your Savings Account

11/04/2014Easy steps toward becoming an effective saver.

What Is Collateral and Why Is It Important?

08/19/2013When buying a home, the collateral is generally the underlying property and its equity. When you make a down payment of at least 20 percent, you create equity immediately that works to offset the lender’s risk. And each month you make a payment, you pay a little bit of the principal back and create even more equity.


Frequently Asked Questions