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Cash in on your home's equity.

1.49% APR through July 31, 2021. 4.00% APR non-promotional rate.

Cash in on your home's equity. 1.49% APR through July 31, 2022. 4.00% APR non-promotional rate.

Over time, equity has built up in your home, giving you a source of affordable cash that you can use to pay off bills, tackle home improvements, or prepare for the unexpected. With a Home Equity Line of Credit from North Shore Bank, you choose how to use your home’s equity. And now, for a limited time, we’re offering a special introductory rate you don’t want to miss out on.
 
1.49% APR through July 31, 2022. 4.00% APR non-promotional rate.
Apply for a new Home Equity Line of Credit today. You can easily access your line of credit through Online Banking transfers to use your funds the way you choose when you need it.
Apply by 6/30/2021. New Home Equity Line of Credit (HELOC) customers get 1.49% APR fixed rate through 7/31/2022. As of 4/7/2021,the non-promotional rate is the floor rate of 4.00% APR for a line more than $25,000 and assumes a no closing cost transaction with a loan to value not to exceed 80% and auto-pay from a North Shore Bank deposit account. This home equity line of credit is a variable rate loan with a maximum rate of 19.90%APR and a minimum rate of 4.00% APR after the promotional rate expires. The variable rate is Wall Street Journal Prime rate plus a margin, depending on the loan amount, with a floor rate of 4.00%. Early termination fee applies. Homeowners insurance is required. Paying the minimum interest only monthly payments will not repay the principal that is outstanding on your line; you will be required to pay the entire outstanding balance in a single payment (balloon payment) at the end of the initial 10 year loan term, at the end of any extensions or renewals granted by Bank, or when you terminate the line. A $60 annual fee may apply. Closing costs may be charged for loans exceeding $100,000. Subject to loan approval. For new Home Equity Lines of Credit only.

Frequently Asked Questions

The minimum balance required for a checking account will vary depending on the type of account you have or would like to open.

View our selection of Personal Checking Accounts to learn more!


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Login to Online Banking and select "eStatements" at the top of the "Your Accounts" page.


The negative balance should be paid within 30 days. If you need assistance please contact us.


Your check may clear for a different amount if the written amount was different than the written numerical amount. Due to security reasons, we are unable to provide all the specifics, please contact our Call Center at 877.672.2265 or come into your local office.


Report missing checks immediately, we will place a lock on your account and help you set up a new account. Please contact our Call Center at 877.672.2265 or come into your local office.


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