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Homeownership Certificate of Deposit (CD)

We make saving for a new home even easier than finding it.

Welcome to the easiest way to save money toward your new home. Unlike with traditional CD's, our Homeownership CD allows you to make deposits whenever you like toward a variable rate, 2½ Year CD as you save and search for your new home. Then you can withdraw your money to make a down payment whenever you find it-with no penalties. Think of it as our housewarming gift to you!
  • Make deposits into your CD whenever you want.
  • Withdraw funds for a home without penalty anytime.

Who it’s for:

Prospective homeowners looking for an easy and convenient way to save money toward a new home.

What’s in it for you:

  • The benefits of a variable rate, 2½ Year CD that allows you to make deposits anytime.
  • No penalties for early withdrawals when you use the money for a down payment for a new home.
  • Start saving with as little as $50.

Additional benefits:

  • Make saving toward a home even easier by arranging automatic monthly transfers from your North Shore Bank checking or savings account into your Homeownership CD.

Still have questions? We can help.

  • E-mail us.
  • Call us at 877.672.2265.
    (8:30 a.m. until 7:00 p.m. CST, Monday through Friday, 9:00 am until 5:00 pm CST, Saturdays, & 10:00 am until 3:00pm CST, Sundays, excluding bank holidays)
  • Stop by your neighborhood branch.