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Flexible Payment Mortgage

Get more house with lower monthly payments.

With a Flexible Payment Mortgage from North Shore Bank, you really can afford more house with lower monthly payments—up to 95% loan-to-value (LTV).

Loans and terms designed especially for you.
Competitive rates and terms up to 60 months.

Who it’s for:

Anyone who wants to save hundreds of dollars a month and still buy the home they really want. Our flexible payment mortgages are available for buying or building a new single-family home or for refinancing a current home. What’s more, by reducing your principal, you can lower your future monthly payments even further. It’s the flexible mortgage option that lets you live large and pay small.

What’s in it for you:

More house with a lower monthly payment.
Option to lower payments further by reducing your principal.
Power to borrow up to $425,000.
Ability to refinance your current home loan with a cash-out option.

Additional benefits:

Save $100 off closing costs by prequalifying Online.
Know when the rates are right for you by signing up for North Shore Bank’s eAlert Rate Watch.
Request a Free Personalized Interest Quote.
You can qualify for a free, no minimum balance Perks checking account.
Principal Reduction can reduce future monthly payments.

What else you should know?

Flexible payment mortgages are a type of 3-Year ARM. (Adjustable Rate Mortgage).
In addition to our flexible payment product, North Shore Bank offers an entire family of unique ARM loans designed with you in mind. Our North Shore Bank Loan Originators will be happy to work with you to determine which mortgage loan product is best suited to your needs.
Learn what documents and information you’ll need to provide to apply for a North Shore Bank loan.

Prequalify or Apply Online 24x7.

Still have questions? We can help.

E-mail us.
Call us at 877.672.2265.
(8:30 am until 7:00 pm CST, Monday through Friday, 9:00 am until 5:00 pm CST, Saturdays, & 10:00 am until 3:00pm CST, Sundays)
Stop by your neighborhood branch.

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Phone: 877.672.2265

North Shore Bank does not guarantee the information listed on our 3rd party links. The material on these pages may change over time and North Shore Bank is not responsible for the content that appears on these pages.

North Shore Bank reserves the right to limit new accounts or loans to people residing within its market areas.