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North Shore Bank
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Mortgages

Getting Started
Free Mortgage Prequalification Our Free Mortgage Prequalification process can let you know, before you start shopping, how much you can afford; saving you time, hassle and maybe even money later on. In fact, you can save $100 on your final closing costs!
2009 NEW Federal Homebuyer Tax Credit Congress Enacts Bigger and Better Home Buyer Tax Credit program. A tax credit of up to $8,000 is now available for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009 and before December 1, 2009. Contact a North Shore Bank Mortgage Professional in your area today!
Loan Options
Type Description  
Fixed Rate Mortgages A fixed-rate mortgage from North Shore Bank is a smart choice for people who don’t want to worry about fluctuations in interest rates and who plan to remain in their home for a longer period.
Adjustable Rate Mortgage An ARM may be an especially good option for those who do not plan to own their current home more than a few years or in cases where financing does not meet the standard requirements of mortgage lenders.
Reverse Mortgage This is a loan that enables senior homeowners, age 62 and older to convert part of their home equity into tax-free* income without having to sell their home, give up title to it, or make monthly mortgage loan payments.
Multi Family and Commercial Mortgages Planning to invest in real estate or multi-family housing? Make sure to include North Shore Bank in your financing plans.
Flexible Payment Mortgage For anyone who wants to save hundreds of dollars a month and still buy the home they really want.

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