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Tools for good decisions.
Find the best rate for you.
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How Do I?

Home Equity Line of Credit

Receive up to 100% of your home equity.

Use the equity you’ve built up in your home to get cash or credit for the things you need now.
  • Make home improvements.
  • Pay for college tuition.
  • Pay off credit card debt.
  • Use for what you want!

Who it’s for:

Homeowners looking for a low-interest credit option to get the cash they need for home improvements, vehicle or boat purchases, college tuition or other uses.

What’s in it for you:

  • $0 closing costs and $0 annual fees (just ask how)!
  • Enjoy interest rates .50% under the current prime interest rate.
  • Reusable, so you can draw more money as you need it up to your credit limit.
  • Interest may be tax-deductible (consult with your tax advisor.)
  • Interest-only payments.
  • Option to convert to a fixed rate loan, with up to a 20 year repayment option.

Additional benefits:

  • Secure your best rate with a .50% rate discount, by selecting the automatic payment option tied to your North Shore Bank checking account.
  • Qualify for our best rates with lower equity than required by other banks.

What you should know:

It's easy to get started, so apply now.

 

Still have questions? We can help.

  • E-mail us.
  • Call us at 877.672.2265.
    (8:30 am until 7:00 pm CST, Monday through Friday, 9:00 am until 5:00 pm CST, Saturdays, & 10:00 am until 3:00pm CST, Sundays)
  • Stop by your neighborhood branch.