Personal Credit Cards

World Class Credit Cards from People You Trust!

Whether your looking for Rewards; Traditional or Specialty cards, we have a VISA ® issued card to fit your individual need.

Rewards Cards

Programs available with options for travel, cash, gift certificates, merchandise, or just choose your own rewards, to a cash back only reward program are available.

Our best reward program is the VISA® Signature Card. This card offers the superior purchasing power of a card with no preset spending limit that also provides up to 50% richer rewards and exclusive card privileges - Signature Access, Signature Privileges, and Signature Dining.

VISA® Platinum Select Rewards Card
If you prefer a low rate card with no annual fee that rewards you for everyday purchases, this is your card. In addition to free travel on any airline, you can select from a wide variety of rewards, including cash rebates, gift certificates and merchandise. Or through our exclusive Choose Your Own Rewards program, you can redeem points for any card purchase.

VISA ® Platinum Cash Rewards Card
The card that returns cash to you! Earn a full 1% cash back on your net purchases for items like groceries, gasoline, clothing, and dining out, and earn an unlimited cash reward - so the more you spend the more you earn!

VISA ® College Rewards Card
Here's a card that will help you take a giant step into responsible credit use. Using the College Rewards Visa Card, you can establish a solid credit history while you earn rewards for everyday purchases

Traditional Cards

If you're looking for a non-rewards card, we offer a VISA® Platinum Card with low rates and no annual fee with one purchase annually.

Specialty Cards

If you're looking to teach responsible money management to your children 16 years or older, we offer the Young Adult VISA® card. Help establish a credit history with the help of a co-signer. No annual fee with one purchase annually.

Additional Consumer Card Benefits:

• 24-Hour Cardmember Service available 24 hours a day/365 days per year at 1-800-558-3424 or by fax (1-701-461-4003).
• Online Account Access
• VISA Zero Liability
• Verified by VISA - a personal password protecting your card while shopping online with participating merchants.
• Auto Rental Collision Damage Waiver coverage.
• Travel Accident Insurance.
• Extended double the manufacturer's Warranty Insurance.
• Make paying bills easy with ePay or All Pay online bill payment from yourNorth Shore Bank checking account.

It's easy to get started, so apply online by selecting the card of your choice, or stop by your neighborhood branch.

Check out our Business Credit Cards.