| |
Better-Than-Free Checking |
Better-Than-Free Checking w/ Value Pack |
Perks Checking |
Perks Platinum Checking |
Perks PrimeTime Checking |
| Description* |
Basic no-charge checking
|
Basic checking. |
Earns interest on every dollar in your account |
Relationship checking offering customers extra rewards |
Free interest checking for those 55 years of age or better and direct deposit or $5,000 in total deposits
|
| Interest |
None |
None |
Yes, tiered rates on all balances
|
Yes, tiered rates on all balances |
Yes, tiered rates on all balances
|
| Account Requirements |
None
|
None |
Any loan, OR $5,000 total deposits, OR a minimum daily checking balance of $1,000
|
Total deposits, consumer loan balances and line of credit available limit of $35,000 or more
|
55+ years of age and Direct Deposit or any automatic withdrawal or $5,000 in total deposits |
| Monthly Service Fee |
None |
$5.95 |
$10 a month if below minimum |
$15/month if requirements are not met
|
None
|
| Unlimited Check Writing |
Yes |
Yes |
Yes |
Yes |
Yes |
| Per Check Charge |
None |
None |
None |
None |
None |
Master Card Debit Card++ |
Free |
Platinum |
Free |
Free |
Free |
| ATM Transactions |
Free at North Shore ATMs
|
Free at North Shore ATMs, plus 1st 5 free per month free at other PULSE® ATMs. |
Free at North Shore ATMs, plus 1st 5 per month free at other PULSE® ATMs |
Free at all Star or PULSE ATMs
|
Free at North Shore ATMs, plus 1st 5 per month free at other PULSE® ATMs |
| Community ATM Access |
Access hundreds of ATMs that have no surcharge-fee.
|
Access hundreds of ATMs that have no surcharge-fee.
|
Access hundreds of ATMs that have no surcharge-fee.
|
Access hundreds of ATMs that have no surcharge-fee.
|
Access hundreds of ATMs that have no surcharge-fee.
|
| Online Banking |
Free Online Banking with option of All Pay bill payment for $2.95 per month |
Free Online Banking with option of free All Pay bill payment |
Free Online Banking with option of free All Pay bill payment |
Free Online Banking with option of free All Pay bill payment |
Free Online Banking with option of free All Pay bill payment |
| Online Check Imaging |
Free |
Free |
Free |
Free |
Free |
| Identity Theft Protection |
None |
$5,000 in coverage |
None |
None |
None |
| Easy Access |
Free |
Free |
Free |
Free |
Free |
| Overdraft Protection |
Not Available
|
Available with one of our accounts
|
Available with one of our accounts
|
Available with one of our accounts
|
Available with one of our accounts
|
| Check Safekeeping |
Free |
Free |
Free |
Free |
Free |
| Free Check Reordering |
|
Free Checks**
(1 box per year) |
|
Free Checks**
(1 box per order) |
Free Checks**
(1 box per year)
|
| Other Benefits |
|
|
|
Free travelers checks, money orders, domestic wires, plus CD bonus rates, and more
|
Free travelers checks, money orders and notary services
|
| Combined Statements |
Free.
Includes account summaries of other accounts |
Free. Includes account summaries of other accounts. |
Free.
Includes account summaries of other accounts |
Free.
Includes account summaries of other accounts |
Free
Includes account summaries of other accounts |