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Investments/Retirement Interest Rates

Select an account type:

Personal Savings Account Interest Rates
Certificates of Deposit (CD) Interest Rates

Personal Savings Account Interest Rates

Account Name	Interest Rates Paid on Balances of	Interest Rate*	APY*+
Individual Portfolio Account	$0-4,999 $5,000-9,999 $10,000-24,999 $25,000+	0.35% 0.95% 1.19% 1.74%	0.35% 0.95% 1.20% 1.75%

	Minimum account balance to open $100.
*	Interest Rates and APYs are variable and are subject to change on a daily basis.
**	The interest rates and APYs (annual percentage yields) shown above are available as of 05/15/08.
+	The Annual Percentage Yield (APY) assumes that the current interest rate will be in effect for one year and that the interest credited remains on deposit. A withdrawal of interest will reduce earnings. Fees could reduce the earnings on these accounts.

Certificates of Deposit (CD) Interest Rates

Type of Certificate	Minimum Balance to Open	Interest Rate*	APY*+	Interest Compounding
1 year CD	$1,000	1.94%	1.95%	Quarterly
1 1/2 year CD	$1,000	1.94%	1.95%	Quarterly
2 year CD	$1,000	2.03%	2.05%	Quarterly
3 year CD	$1,000	2.33%	2.35%	Quarterly
4 year CD	$1,000	2.43%	2.45%	Quarterly
5 year CD	$1,000	2.58%	2.60%	Quarterly.

*	The interest rates and APYs (annual percentage yields) shown above are available as of 05/15/08.
+	The Annual Percentage Yield (APY) assumes that the current interest rate will be in effect for one year and that the interest credited remains on deposit. A withdrawal of interest will reduce earnings. Penalty for early withdrawal.

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