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North Shore Bank
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Investments/Retirement Interest Rates

Select an account type:


Personal Savings Account Interest Rates

Account Name Interest Rates Paid on Balances of Interest Rate* APY*+
Individual Portfolio Account $0-4,999
$5,000-9,999
$10,000-24,999
$25,000+		 0.20%
0.25%
0.30%
0.60%		 0.20%
0.25%
0.30%
0.60%

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Minimum account balance to open $100.
* Interest Rates and APYs are variable and are subject to change on a daily basis.
** The interest rates and APYs (annual percentage yields) shown above are available as of 11/05/09.
+ The Annual Percentage Yield (APY) assumes that the current interest rate will be in effect for one year and that the interest credited remains on deposit. A withdrawal of interest will reduce earnings. Fees could reduce the earnings on these accounts.

Certificates of Deposit (CD) Interest Rates

Type of Certificate Minimum Balance
to Open		 Interest Rate* APY*+ Interest Compounding
1 year CD $1,000 0.80% 0.80% Quarterly
1 1/2 year CD $1,000 0.85% 0.85% Quarterly
2 year CD $1,000 1.19% 1.20% Quarterly
3 year CD $1,000 1.49% 1.50% Quarterly
4 year CD $1,000 1.74% 1.75% Quarterly
5 year CD $1,000 1.99% 2.00% Quarterly.

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* The interest rates and APYs (annual percentage yields) shown above are available as of 11/05/09.
+ The Annual Percentage Yield (APY) assumes that the current interest rate will be in effect for one year and that the interest credited remains on deposit. A withdrawal of interest will reduce earnings. Penalty for early withdrawal.

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  • Call us at 877.672.2265.
    (8:30 a.m. until 7:00 p.m. CST, Monday through Friday, 9:00 am until 5:00 pm CST, Saturdays, & 10:00 am until 3:00pm CST, Sundays, excluding bank holidays)
  • Stop by your neighborhood branch.