For the purpose of obtaining the credit described herein, by the creditor named above. The undersigned state the information is true and complete and further agrees that this application is the property of North Shore Bank which may provide this information to others. North Shore Bank or anyone authorized by North Shore Bank may inspect any property for the purpose of determining value which may become security for the credit which the undersigned is applying. The undersigned further understands that it may be a federal crime punishable by fine or imprisonment or both to knowingly make any false statements concerning any of the facts as provided under Title 18, United States Code, Section 1014.
Marital Purpose Statement: That the undersigned further states "I am applying for credit which will be incurred in the interest of my marriage or family. I authorize North Shore Bank to consider the income and marital assets of my spouse, as well as my own income and assets, in deciding whether or not to grant the credit for which I am applying."
Notice to married applicants living in Wisconsin:. No provision of any marital property agreement, unilateral statement under section 766.59 of the Wisconsin Statutes, or court order under section 766.70 adversely affects the interest of North Shore Bank unless North Shore Bank is furnished a copy of the agreement, statement, or order or has acute knowledge of the adverse provision before opening the requested account.
If you are married and live in Wisconsin, and if we open an individual account for you, we are required by section 755.56 (3) (b) of the Wisconsin Statures to notify your spouse of the opening of the account.
Joint applicants who are married, but not to each other, should complete separate applications and submit them together.
Credit Release and Authorization
I / We hereby authorize North Shore Bank, FSB ("North Shore"), 15700 W. Bluemound Road, Brookfield, WI 53005, to verify my past and present employment earnings records, bank accounts, stock holdings and any other asset balances that are needed to process my loan application. I further authorize North Shore to order a consumer credit report and verify other credit information including past and present mortgage loan, consumer loan, and landlord references.
I / We authorize North Shore to conduct investigations and inquiries as to credit and collateral in connection with considering the loan application. North Shore is authorized to discuss the details of my application with the other parties of my purchase or refinance transaction, as North Shore deems necessary and appropriate.
I / We intend to apply jointly - initials: _______________ _______________