Statement of Financial Condition
September 30, 2008 (In Thousands)
Assets |
| |
Cash and Investments |
$255,194 |
| |
Loans Receivable |
1,396,388 |
| |
Federal Home Loan Bank Stock |
12,275 |
| |
Premises and Equipment |
36,101 |
| |
Other Assets |
52,911 |
| Total Assets |
$1,752,869 |
|
|
|
Liabilities |
| |
Deposits |
$1,226,040 |
| |
Borrowed Funds |
265,836 |
| |
Escrow |
16,680 |
| |
Income Taxes Payable |
1,541 |
| |
Other Liabilities |
27,566 |
| |
|
$1,537,663 |
Net Worth |
215,206 |
Total Liabilities and Net Worth |
$1,752,869 |
|
|
|
Year Ended September 30, 2008 (In Thousands) |
Interest Income |
| |
Interest on Investments |
$10,579 |
| |
Interest on Loans |
85,841 |
| |
|
$96,420 |
|
|
|
Interest Expense |
| |
Interest on Deposits |
$34,925 |
| |
Interest on Borrowed Funds |
6,221 |
| |
|
$41,146 |
|
|
|
| Net Interest Income |
$55,274 |
|
|
|
Other Income |
| |
Service Charges and Fees |
$10,185 |
| |
Gain on Sale of Loans |
722 |
| |
Other |
1,311 |
| |
|
$12,218 |
|
|
|
Other Expense |
| |
Personnel |
$27,556 |
| |
Occupancy and Equipment |
8,644 |
| |
Advertising and Promotion |
2,482 |
| |
Data Processing |
2,428 |
| |
Other |
12,682 |
| |
|
$53,792 |
|
|
|
| Income Before Taxes |
13,700 |
| Income Taxes |
5,520 |
| Net Income |
$8,180 |
|
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