FDIC Transaction Account Guarantee Program

North Shore Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

North Shore Bank's interest-bearing checking accounts earning no more than .50% interest rate will also be covered under this program.